Get Moneygram from Sberbank. Characteristics of MoneyGram money transfers

MoneyGram International is one of the undoubted leaders in modern market money transfers. The company's sphere of influence is not limited only to the USA and Canada, where the brand provides bill payment services, but the company also provides translations financial resources Worldwide. MoneyGram is:

• 345,000 branches, including financial institutions, national postal services;
• 38,000 branches in the CIS;
• 25,000 branches in Russia;
• presence in more than 200 countries in the world.

At the same time, the company does not plan to rest on its successes, continuing to actively develop, creating all the conditions for fast, convenient, and reliable translations.

MoneyGram: where to receive a transfer

Money transfer services to Russian market offers by many companies. One of the most interesting options is MoneyGram, a company that provides:

• efficiency. Your transfer will be delivered within 10 minutes after it is sent;
• comfort. There are 25,000 MoneyGram branches in Russia, and 345,000 branches worldwide;
• availability. To send a transfer, you only need a passport. The recipient will also only need to present an identification document.

You can receive the transfer at any of the MoneyGram branches by informing the operator of the amount and transfer number.

MoneyGram: money transfers

MoneyGram is one of the leaders in the modern market in the field of money transfers. With MoneyGram you can send money almost anywhere in the world, and for this you do not need a bank account or a bank account, but only a document that proves your identity.

With MoneyGram, money transfers are delivered quickly and easily - ideal for:

• migrant workers sending their earnings home;
• tourists who find themselves in a difficult situation;
• students sending money to their parents (or vice versa, for parents helping their children financially).

MoneyGram: commission

Of course, as with any other money transfer, when transferring money through MoneyGram, the sender pays a commission. The size of the commission depends on many factors:

• from the place of origin of the transfer: this may be retail network or bank branch;
• from the country where the money is sent;
• from the amount you want to transfer.

On the company's official website you will find an online calculator with which you can calculate the commission for each specific case.

Please remember that in addition to the commission directly for the transfer itself, a certain percentage may be charged for currency conversion (conversion is carried out in accordance with the exchange rate set by MoneyGram or its agent).

MoneyGram: tariffs

The first MoneyGram transfer was sent more than half a century ago - in 1940 (this was in the USA, Minneapolis). Today the brand is known all over the world and attracts more and more new customers due to the absence of restrictions in terms of geography of transfers and favorable tariffs. Transfers are made in US dollars, but you can also receive them in euros or even local currency. There are also small pleasant surprises, for example, the ability to accompany the translation with a free message of up to 10 words.

On the official website of the MoneyGram company or on the Sravni.ru resource you will find a lot of interesting and useful information about the features and advantages of working with MoneyGram.

• it’s fast: the money transfer can be received within 10 minutes after sending*;
• it’s convenient: you can get money in any locality transfer destination countries;
• it's accessible: you don't need a bank account or a plastic card to send and receive transfers;
• it's simple: visit the Vostochny Bank branch, fill out simple form– and make a transfer anywhere in the world.

More than 233,000 MoneyGram service points in 190 countries are ready to serve you 24 hours a day, 7 days a week. This allows you to send and receive money transfers at any time convenient for you, almost anywhere in the world. Additionally, you can accompany your translation with a free text message of up to 10 words.

*Depends on the operating mode of the recipient
translation of the MoneyGram item, as well as local legislation. Address
the nearest branch of Vostochny Bank, which provides money services
MoneyGram transfers, you can check by calling 8-800-100-7-100. Call
free throughout Russia.

Benefits of MoneyGram

What are these translations for?

To make money transfers by individuals without opening a bank account. Can be committed by both residents and non-residents. Transfers are permitted only for personal needs and cannot be used to purchase real estate, or for investment, commercial or entrepreneurial purposes.

Where can I send it?

To countries near and far abroad. Transfers via the MoneyGram system are not carried out within Russia.

What currency can I transfer?

Money transfers are sent only in US dollars.

How to send a transfer?

To send a transfer you need:

• Have an identification document with you;
• Tell the operator the full name of the recipient, the amount of the transfer and the point of receipt of the transfer;
• Inform the recipient of the transfer registration number (Reference number).

Payment of money transfers in Russia is made only in US dollars. In other countries, transfers are paid out depending on the currency of the recipient’s country. Conversion is carried out at the internal rate of the MoneyGram system.

What if the recipient cannot personally apply for the transfer?

In the event that the recipient cannot personally apply for the transfer, he
may entrust receipt of the transfer to an authorized person. Confidant
can receive a translation by applying with a passport and notary
power of attorney to receive the transfer.

Additional Information

MoneyGram is a system urgent translations money all over the world without a bank account. The company operates through the networks of the largest financial institutions, such as the Royal Mail of Great Britain, Italian Post, Bank of Ireland, Kocbank, Banco Popular Espanol, Finansbank, etc. MoneyGram money transfers are carried out throughout all CIS countries - through 13,500 service points.

The essence

Today, there are many ways to send money to another country or city. These operations are especially convenient for individuals, since they are carried out without opening an account. There are several payment systems on the market. One of them is MoneyGram. The company's clients are served through 327,000 points in 200 countries. So there are no problems finding branches.

How to send funds?

Where can I use MoneyGram services (money transfers)? Addresses of service points in Russia can be found at bank addresses. Money transfers via the MoneyGram system are carried out by large and regional financial institutions, such as: Sberbank of Russia, CJSC Raiffeisenbank, Bank Far Eastern O.V.K., OJSC JSCB Stela-Bank, JSCB Investtorgbank, Bank Uralsib ", "Moskomprivatbank", bank "Russian Standard", "SvyazBank", etc. The client needs to provide a passport or other identification document. The agent will issue an application form. It must be filled out: indicate the full name of the recipient and sender, the amount payment, country of destination. Next, you should deposit money, pay the commission, receive the application number and inform the recipient of it.

How to receive the money?

• Ask the sender for the control number of the transfer.
• Contact a service point.
• Provide the operator with your passport and transfer number.
• Fill in the form.
• Get money.

MoneyGram: money transfers. Rates

Transaction fees vary by currency and destination country. But on average it fluctuates between 3-5% of the amount. The table below provides a condensed list of tariffs.

The maximum amount of one transfer is limited to 10 thousand US dollars and 7.5 thousand euros. You can send no more than two transfers in one.

System advantages

• Small commission: 3-5% of the transaction amount.
• The MoneyGram money transfer system has a large number of service points operating on different schedules.
• The transfer is made in dollars or euros. But upon receipt of funds, you can convert the currency into the desired one at the rate of the agent bank. Payment is made in cash.
• The average translation speed is 10 minutes. But due to time zone differences, it may increase by several hours.
• Active Internet users can top up via MoneyGram online wallet WebMoney. Funds are credited to your account within 24 hours. Residents of some regions even have the opportunity to send money via the Internet from a card account.
• The established system limits often exceed government restrictions on remittances.
• Lack of address binding. The transfer can be received through any service point.
• The opportunity, along with funds, to send a free 10-word telegram.
• MoneyGram money transfers are available for receipt within 90 days.
• The commission is paid by the sender.
• A secure transaction system through which MoneyGram money transfers are carried out.

Where can I get unclaimed funds?

If the client cancels the transaction, you can revoke the transfer. To do this, you must contact the department within 45 days and write an application. Based on this document, a new payment number will be issued, by which funds can be received.

Disadvantages of the system

• The sender must indicate the currency for issuing MoneyGram funds when creating the application.
• Only individuals can receive or send money transfers.
• To receive a transfer in a currency other than the dollar and euro, you will have to pay for conversion.

Western Union

Another leader in translation began his work in 1851. Clients payment system are serviced in more than 300 thousand locations around the world. Same as MoneyGram, money transfers Western Union available for pickup 10 minutes after departure. This system has its own nuances:

• You can send funds in national currency.
• Transfers in euros are only available in EU countries.
• There is no targeted delivery, meaning you can receive funds at any point of issue.
• The transfer fee is fixed in rubles and averages 5-10% of the amount.

The process of filling out an application for receiving and issuing funds is the same as in the case of MoneyGram. or any other agent of the system accepts and issues only if the client personally contacts the branch and has a passport. For each transfer, an application is submitted, which indicates the full name. recipient, country and city of delivery, amount and currency of the transaction.

CONTACT

Another large system dealing with international transfers has existed on the Russian market since 1999. Customers are served through 400 thousand points in 170 countries. MoneyGram money transfers are available only to individuals. That is, neither the sender nor the recipient of the payment can be entity. The CONTACT system makes transfers to the accounts of commercial banks, enterprises, insurance companies, providers, operators mobile communications etc. The maximum amount is limited:

• within Russia - 500 thousand rubles. / 10 thousand US dollars / euro.
• to countries 350 thousand rubles. / 10 thousand US dollars / euro.
• to foreign countries: depends on the legislation of the recipient country.

To send a transfer you need:

• present a passport or document certifying the right to stay in the Russian Federation;
• indicate the transfer amount, full name. recipient and address of the point of issue;
• sign the application form;
• deposit the amount taking into account the commission;
• save the translation code.

To receive a translation, you must:

• present a passport or other document with a photo and initials;
• provide the transfer code.

Funds are available for withdrawal 15 minutes after completing the application. You can receive money from any partner bank. 30 days after completing the application, the unclaimed transfer is returned to the sender’s account. The transfer fee ranges from 1.5% for payments in rubles and from 3% for transactions in foreign currency.

"Unistream"

This money transfer system operates in 95 countries and carries out transactions without opening an account. An additional advantage for users of the system in the Russian Federation is the ability to top up Yandex.Money and Webmoney electronic wallets. Tariffs depend on the recipient's country. Within the Russian Federation and abroad, the payment arrives in 10 minutes. Funds are available for withdrawal within one month. They are then returned to the sender's account. You can get money from the bank of the same name or any other credit organization, which cooperates with the payment system.

"Gold Crown"

Another system of international transfers, which is more focused on CIS countries. Funds are transferred without opening an account for 0.5-1.5% of the transfer amount and are available for withdrawal instantly.

Limits are set depending on the legislation of the country. The maximum transfer amount in Russia is 600 thousand rubles, 20 thousand dollars, 15 thousand euros. There is also a daily limit: within 24 hours, a resident can send no more than 5 thousand dollars to another country. The principle of operation is standard. To submit an application, you must indicate your full name. recipient, city, country and amount. All that remains is to pay for the transfer and inform the recipient of the transaction code.

"Blitz"

Sberbank has developed its own transfer system, with which you can make payments throughout the Russian Federation, as well as to the CIS countries. "Blitz" works without opening an account and is available only to individuals. The commission for transferring funds within the country is 1.5%. This is more than that of international payment systems. The application limit is RUB 0.5 million. For an additional 10 rubles. You can order the service of informing the recipient about the execution of the transfer.

Where is it cheaper?

Tariffs for transferring funds to European countries, the USA and Canada are higher compared to domestic transactions. Average commission international systems fluctuates between 3-11%. WesternUnion and MoneyGram are market leaders not only in the cost of services, but also in the number of service points.

Eat general rule, which is valid for all transactions: the larger the amount, the lower the commission. This is especially true for local banking systems.

Don't forget about restrictions either. The limits set by payment systems often exceed domestic ones. For example, in Ukraine you can easily send only 50 thousand UAH. To send large amounts, you need to open a bank account and indicate the source of the funds. More stringent restrictions apply to any transaction.

Most systems charge only the sender. But there are also those that charge a commission from all participants in the transaction. MoneyGram money transfers are addressless. This only makes the system more attractive. The recipient will be able to receive money through any agent.

To give a holiday gift to loved ones, give or receive financial support from relatives located several thousand kilometers away in another country, it is enough to use the Sberbank MoneyGram fast transfer method.

Using this method, money is quickly transferred to 190 countries around the world. The task is simplified by the fact that you can send or receive MoneyGram payments through Sberbank.

In order to use the MoneyGram service, neither the sender nor the recipient needs to open an account with Sberbank or other banking organizations.

The shipment is accepted at bank branches and received in cash. The commission fee is also paid in cash.

Amount of money transfer sent via PJSC Sberbank, should not exceed:

• 5 thousand US dollars per day in case of sending money by a resident of the country;
• 10 thousand US dollars per one business day when sent by a non-resident.

All operations for sending and receiving MoneyGram funds are carried out only with a passport or other identification document. In cases where sending or receiving money is carried out on behalf of another person, it is necessary to submit a notarized power of attorney.

Important. One of the conditions for this method of payment through Sberbank is that transactions for transferring money should not be related to the business activities of individuals.

Money delivery time is 10 minutes.

Advantages of MoneyGram transfers through Sberbank

The method of sending money through a developed network of Sberbank branches has a number of advantages, including:

1. Speed. Within 10 minutes, the recipient can receive the shipment at the nearest bank branch. The receipt time is limited only by the opening hours of banks in a particular country (it is also worth taking into account the difference in time zones).
2. Simplicity. To make a payment, you do not need to open accounts or cards, just fill out an application.
3. Reliability. All information provided to the client by the bank, as well as the shipment identification number, is strictly confidential.

Besides, modern technologies allow the sender, if necessary, to track his payment to the recipient.

Who is it suitable for?

Situations in life are different, and money is sent for different purposes.

Such shipments are especially in demand for:

1. Labor migrants working in the Russian Federation and sending money to their families living in other countries.
2. Tourists who find themselves in a difficult situation during their vacation or simply decide to spend a little more money than they originally planned.
3. Students who thus receive support from home (or vice versa, help their parents).

Important. Citizens of the Russian Federation and foreign countries, as well as stateless persons, can use MoneyGram services at Sberbank. All of them can freely send and receive transfers at any bank branch where the MoneyGram method is available.

Departure rules

In order to send a money transfer using the MoneyGram method, you must contact the Sberbank branch where this service is provided.

The sender fills out an application form indicating:

• Recipient's full name;
• country of destination;
• currency in which the payment will be made (selected from the options provided by the system);
• transfer amount;
• purpose of departure.

In some cases it is necessary to indicate Security Question and the response (for example, when sending money to Nigeria or Zimbabwe).

In addition, when making a transfer, the sender provides information about himself:

• passport details (or sender’s identity card);
• date of birth;
• full address of the place of permanent registration;
• type of activity (selected from the list provided);
• contact number.

The surnames, first names and patronymics of the sender and recipient, as well as the security question and answer, are filled in in Latin letters according to generally accepted writing rules.

When a transfer is processed, it is assigned an individual identification number consisting of 8 digits.

Using this code, the recipient will subsequently pick up their money at the MoneyGram point of issue.

Receiving funds

Get cash, sent from another country using the MoneyGram method, can also be done through Sberbank.

Payment is made when the recipient provides:

• control identification number;
• passport data (or other identification document);
• addresses of the place of permanent registration;
• type of activity;
• contact phone number;
• Taxpayer Identification Number (if known);
• translation purposes.

In addition, the recipient must know:

• Sender's full name;
• country of departure;
• transfer amount and currency.

If all the information provided by the recipient coincides with what the sender wrote in his application, he is paid money at the bank’s cash desk.

In some cases (for example, if several letters in the Latin spelling of the first and last name do not match, but the remaining information is identical), funds are also paid to the recipient.

If some information about the sender is unknown to the recipient, he needs to contact the MoneyGram Customer Support Center in Moscow.

Commission

When sending money using the MoneyGram method, you must pay for the service. The cost of the transfer is set by MoneyGram, and it is the same at any point of sending/receiving.

The size of the commission depends on the country of departure and the amount of transfer.

Thus, when sending an amount up to $100 to Armenia, Belarus, Kazakhstan, Uzbekistan and other CIS countries, as well as to Georgia and Israel, the commission amount will be $2.

The commission for a transfer in the amount of $3000.01 to $5 thousand will be $80, and for a transfer from $5000.01 to $10 thousand - $90.

When sending to foreign countries (with the exception of China and Israel), for a minimum transfer (up to $100), pay a commission of $12; for sending 2500.01 up to 5 thousand $ - 150 $; for sending maximum amount($10 thousand) – $300.

The minimum commission for sending money to China is $9, the maximum is $80.

When paying out money, no commission is charged to the recipient.

Cancellation or return of transfer

Before the transfer amount is paid to the recipient, the sender can cancel the transaction. This method also provides for the return of funds to the sender in the event of non-receipt of the transfer by the other party.

To cancel the operation or return the money, the sender will need to contact the same Sberbank branch where he made the transfer. In this case, he must present:

1. Passport or other identification document.
2. A copy of the application filled out when making the transfer.
3. The identification number assigned to its shipment.

In some cases, to get a refund, it is enough to present only the control number (for example, if the application is lost).

In addition to returning and canceling the operation, the sender makes changes to the transfer data regarding the recipient's full name.

The MoneyGram system has been around for over 70 years. And during this time, the number of its users is constantly growing. Sberbank, in turn, makes the service available to a larger number of residents of the Russian Federation, constantly expanding the number of branches where they provide services for international money transfers.

To which countries can I send a MoneyGram transfer?

The list of countries to which it is possible to send a MoneyGram transfer is available here

Can I send a MoneyGram transfer to Ukraine?

MoneyGram transfers are not sent to Ukraine. Transfers to Ukraine can be sent to an account using the SWIFT system.

In which Sberbank offices can I make MoneyGram transfers?

You can find the desired Sberbank office on the “Branches and ATMs” page (“Select services” → MoneyGram).

Can I send or receive a MoneyGram transfer at an ATM or personal account Sberbank Online?

You can perform all MoneyGram transactions only at Sberbank offices.

In what currency can I send and receive a MoneyGram transfer?

You can send a MoneyGram transfer in US dollars. You can receive a MoneyGram transfer in US dollars and euros.

What is a transfer control number?

MoneyGram assigns a control number (unique identification number) to each sent transfer, knowledge of which by the recipient of the transfer is a prerequisite for its payment.

The transfer control number is reflected in the application that is issued when processing the transfer.

Don't forget to provide the transfer control number to the recipient.

How quickly can a recipient pick up a MoneyGram transfer sent to him?

The MoneyGram transfer becomes available for receipt 10 minutes after it is sent.

Where can I receive a MoneyGram transfer abroad?

Abroad, the transfer can be received at the points of issue of the MoneyGram payment system. You can find a convenient pick-up point using this link.

In what exceptional cases is it permissible to issue a transfer to a recipient if the full name in the transfer details does not match the data in the recipient’s identity document?

Such exceptional cases include discrepancies of 3 letters (first and last names in total) of the sender or recipient from the transfer specified in the details when sending it.

The decision on the possibility of payment in the event of an acceptable discrepancy is made by an authorized employee of the Sberbank office.

What to do if the recipient cannot receive the transfer?

Make sure that when making the transfer, the recipient's details were correctly indicated - his full last name, first name and patronymic (if any). If you find an error in the recipient's full name, correct the transfer at the Sberbank office where the transfer was sent. You can check the correctness of the recipient's details in the application you received when making the transfer.

Make sure the control number sent to the recipient is correct. If necessary, provide the control number to the recipient again.

In case of technical failures or blocking of the transfer on the side of the MoneyGram payment system, you must contact the contact center of the MoneyGram payment system by phone 8 800 500-92-53.

In what cases and where can I correct the translation?

The sender can make changes to the not yet received transfer regarding the recipient's last name and/or first name and/or patronymic. To do this, you must have your passport and the application issued when sending the transfer with the transfer control number (8 digits).

The transfer can be adjusted at the Sberbank office where the transfer was made.

Can I cancel the transfer?

If less than 45 calendar days have passed since the transfer was sent, you can cancel the transfer that has not yet been received at the Sberbank office where the transfer was sent. To cancel, you must have your passport and the application issued when sending the transfer with the transfer control number (8 digits). You will be refunded the entire transfer amount and the commission amount.

If more than 45 calendar days have passed since the transfer was sent, you need to contact the MoneyGram Customer Support Center by calling +7 495 363-66-36 or 8 800 200-47-26 (calls within Russia are free). The MoneyGram Customer Support Center will provide you with a new transfer control number, which you can use to cancel (receive) the transfer at the Sberbank office where the previously completed transfer was sent. You will only be refunded the transfer amount.

There is no fee for canceling a transfer.

What to do if the transfer control number is lost?

If you are the sender of the transfer, you need to contact the MoneyGram payment system contact center by calling 8 800 500-92-53, where you will be given a new control number.

How can I check the status of a transfer?

You can check the status of the transfer using its control number on the website of the MoneyGram payment system or by contacting the Sberbank office where the transfer was processed.

How long is a MoneyGram transfer stored?

A MoneyGram transfer is available for receipt at Sberbank before it is paid out or until the transfer is canceled by the sender.

How can I receive funds at the Sberbank office when transferring a large amount? Do I need to order them?

If you receive a large amount in rubles, as well as in foreign currency, we recommend that you first contact the Sberbank office to clarify the availability of the required amount and the possible timing of receipt.