Money transfers money grand. MoneyGram money transfers: international cash transfers in a few minutes

Articles about Russian organizations

MoneyGram – international money transfers 01.12.08 11:01

MoneyGram is international system urgent money transfers, which is one of the leaders in the global market. Until 2004, MoneyGram was owned by Viad Corp and Travelers Express Company Inc, one of the world's largest processing companies. Today MoneyGram is an independent company whose shares are listed on the New York Stock Exchange.

The transfer itself is called a moneygram, and the first money transfers without opening a bank account using the MoneyGram system were carried out in 1940 in Minneapolis (USA).

MoneyGram has 138,000 service points in 170 countries around the world that carry out international money transfers daily, providing their customers with the most convenient service. In the CIS countries, the MoneyGram network currently has over 7,000 service points, covering almost the entire region and uniting largest banks Russia, Azerbaijan, Armenia, Belarus, Georgia, Kazakhstan, Kyrgyzstan, Moldova, Tajikistan, Uzbekistan and Ukraine.

Around the world, MoneyGram works with major financial institutions that provide services through a network of their branches. MoneyGram's partners in Europe are: financial structures, like Royal Mail of Great Britain and Norway, Italian Post, Bank of Ireland, Banco Popular Espanol, Kocbank, Finansbank and many others.

In Russia, the MoneyGram system works with OJSC JSCB "ROSBANK", CJSC "Raiffeisenbank", Bank "Far Eastern O.V.K." Bank Prominvestbank, OJSC NKB RADIOTECHBANK, OJSC JSCB "Stela-Bank", JSCB "Investtorgbank", Zemsky Bank, JSCB "Priobye", etc.

The advantage of sending transfers through the money gram system is speed, reliability and convenience. So:

• The moneygram system operates 24 hours a day, 7 days a week;
• You don't need to open a bank account;
• Transfer money is accepted and issued in cash. The transfer amount is paid immediately, at the client’s request, in cash in US dollars, Euros, local currency, depending on the country of receipt of the transfer;
• The time for transferring money is 10 minutes. In this case, it is necessary to take into account the difference in time zones in different countries around the world and on different continents, as well as working hours in offices and banks;
• Possibility of canceling the operation (before the recipient receives the funds);
• Transfer, at no additional cost, a text message to the recipient of funds;

You can receive or send a moneygram in any country in the world, at any service point Money systems Gramm. Transfers via the MoneyGram system can be used by:

• emigrants sending money back to their homeland;
• students and their parents to pay for studies and accommodation;
• tourists, in case of emergency situations;
• citizens of the Russian Federation sending funds to their relatives
• businessmen who need to quickly send money, etc.

There are restrictions on the amounts sent:

• Up to 5,000 US dollars per day when transferring from Russia abroad (for residents of the Russian Federation, in accordance with the legislation of the Russian Federation).
• For non-residents, MoneyGram has set a limit of $9,099 per day.

Recalling a transfer or receiving an unclaimed transfer

Revocation of a transfer is provided for by the rules of the MoneyGram system and is possible if the recipient’s plans have changed and if the money has not yet been paid to the recipient. You can return a transfer that was not received by the recipient within an unlimited period of time by contacting a bank branch that works with Manigram. If more than 45 days have passed since the transfer was sent, then the sender must first contact MoneyGram, after which the money transfer will be restored with a new registration number and paid at any bank that works with Money Gram. The information that you sent or received a MoneyGram money transfer is completely confidential and is a bank secret.

How to send a transfer?

1. Fill out the form for sending a transfer and present your ID;
2. Enter the transfer amount along with the commission;
3. Receive the transfer registration number;
4. Provide the registration number to the recipient and in 10 minutes the money will be ready to receive.

How to receive a transfer?

1. Find out the transfer number from the sender;
2. Fill out the form to receive the transfer, indicating the registration number, and present your ID;
3. Get money

Sending money transfers is a popular service among the population. Transfers without opening an account through payment systems are especially in great demand. There are quite a lot of them in Russia: Western Union, MoneyGram.

The last two belong to American companies. Their services are used all over the world. Let's take a closer look at how to send and receive money using the MoneyGram system, what documents are required and the cost of this service.

MoneyGram International, Inc is an American company that engages in financial transactions. It was founded in 1940. Its agent network is represented in more than 200 countries.

The transaction can be performed at 244,000 service points located around the world. These transfers are also called “hand to hand”. One person sends money to another.

A small transfer amount can be transferred even without opening a current account. All operations are performed through partner banks.

In Russia, the key agents of MoneyGram are the following banks: Sberbank, Uralsib, Raiffeisen, OTP Bank. You can also carry out the operation in the Euroset and Svyaznoy salons.

Advantages and disadvantages

MoneyGram transfers are in demand among the population. Their popularity is very simple to explain.

Just pay attention to the advantages of this service:

1. Minimum time for sending and receiving money.
2. No need to open an account.
3. Well-developed agent network.
4. The only document you need is a passport.
5. It is enough to provide only his full name and country of residence about the recipient.
6. 10 minutes after sending the transfer is available for receipt.

How much does it cost to transfer via MoneyGram? Answer in video:

The benefits are quite significant. Among the shortcomings, we only note the presence of a high commission on minimum amounts payments.

Limits and commissions

Through the MoneyGram system in Russia, a non-resident can send 10,000 dollars or 7,000 euros in one transaction. For a resident, the limit is half as much – $5,000. The commission is paid only by the poisoner.

The size depends on the recipient's country:

• To send a transfer to the CIS countries and Israel you will need to pay from 2 to 10 dollars;
• For payments to non-CIS countries, a commission will be charged in the amount of 12-50 dollars. But in this case, it is possible to transfer funds for the maximum amount.

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Russia has also approved special tariffs for individual countries. For example, you can send money to China with a commission ranging from 9 to 45 dollars. A minimum fee will be charged when transferring funds to Israel.

So, we can conclude that the minimum commission is set for sending transfers to the CIS countries and Israel. Detailed advice on the cost of payment can be obtained from the operator.

How to send a money transfer via MoneyGram

The operation can be performed at branches of the largest Russian banks. This procedure will take no more than 15 minutes. And within 10 minutes the recipient will be paid the money.

The procedure for sending funds includes the following steps:

What is MoneyGram? Photo: ppt-online.org

This information is confidential. The unique transfer number must be provided to the recipient so that he can receive the money.

How to get

This type of money transfer is not targeted. Accordingly, it is not tied to a specific address or a specific bank. The main thing is to receive it in the country to which it was sent.

The recipient of the funds must perform the following actions:

1. Find out the transfer number from the sender.
2. Track it on the MoneyGram website.
3. Find the nearest branch of a partner bank.
4. Contact the bank in person and provide your passport document.
5. The operator will ask you to provide the transfer number, its amount and currency, and the sender's last name. This information is verified to prevent fraud.
6. The employee pays the transfer in the system and gives the client cash.

If the transaction amount is large, then you must first clarify the availability of funds at the cash desk. They may need to be ordered in advance. The recipient does not pay any commissions when receiving money.

Alteration

If errors were made in the recipient's data when sending, the transfer will not be paid. 1-2 typos are allowed and only if they do not fundamentally change the addressee’s full name.

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Changes to the transfer can only be made at the branch where it was originally sent. And the sender of the money can do this. He provides his passport and a receipt confirming the previous operation.

MoneyGram commission for transfers to the CIS.

He fills out a special form and indicates what information needs to be changed. Based on it, the operator adjusts the payment. After 10 minutes, the recipient can receive the money.

Only the beneficiary's full name can be changed. The amount and currency of the transaction remains unchanged.

Is it possible to return the transfer?

A transfer in the MoneyGram system is available for receipt or return within five years. The payment can be canceled at the request of the sender at any time. But only on the condition that it has not previously been received by the beneficiary.

To return funds, the recipient must:

• Contact the bank branch where the transaction was previously performed.
• Provide a passport and a form for sending a money transfer.
• Make a written application for a refund of payment and submit it to the operator.
• The employee checks the payment data and its status in the system.
• If the money is not given to the recipient, the transfer is cancelled.
• The funds are returned to the sender, but minus the commission paid. It is non-refundable.

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This procedure will take about 20 minutes. The main thing is that the transfer is not received by the beneficiary.

Possible problems

Users of this service very rarely encounter any problems. But unpleasant situations are still possible.

The most common of them:

1. The payment system itself does not work.
2. Payment processing time is delayed.
3. Refusal to perform a transaction due to suspicion of fraud. For example, the recipient cannot provide reliable information about the sender of the funds.
4. Refusal of service due to “fractionation of the amount”. For example, a client needs to send a large amount. He divides it among several persons, but the beneficiary remains the same. Such transfers will be blocked by the system security service or not sent at all by the operator.

How to make a money transfer through MoneyGram online? Watch the video:

If you need to send payments in large amounts, it is better to open a current account and make a SWIFT transfer. But it is quite possible that the bank will require documents confirming the legality of the transaction.

Conclusion

MoneyGram transfers are a convenient service for citizens who plan to send cash to your loved ones and acquaintances. To implement it, you will need a minimum of information, time and documents.

Just 10 minutes and the money will be paid to the recipient. The commission is calculated taking into account the country of the beneficiary and the amount of the transaction. Fraud is virtually eliminated, since the operator carefully checks the information in the system with the data provided.

The sender can cancel the payment at any time on his own initiative. The recipient's consent is not required for this.

This article will focus on the monetary system MoneyGram transfers. Let's consider the terms of the transfer, the commission for the service, as well as how to receive and send the transfer.

Let's start with the fact that the MoneyGram money transfer system is suitable for urgently sending money abroad. This transfer is not suitable for sending money to Ukraine.

Transfers are carried out to 190 countries of the world, the execution time is 10 minutes. You can transfer funds in cash in dollars, and receive them in US dollars or Euros.

Maximum transfer amount: Equivalent of 5,000 US dollars for residents, equivalent of 10,000 US dollars for non-residents. As in, there is the possibility of canceling the transfer if the recipient did not receive it in time. The cost of canceling a transfer is free.

Sending a MoneyGram transfer through Sberbank

You will need:

Passport or any other identification document;

The recipient's first and last name in Latin letters.

Your actions:

Contact the company that carries out MoneyGram transfers. You must have your passport with you and know the recipient’s details.
- Provide the employee with the necessary information to complete the transfer.
- If desired, the sender can indicate Security Question for the recipient, in this case, in order to receive the transfer, it will be necessary to provide a response to it.
- Deposit the transfer amount and the commission amount into the bank's cash desk.
- Inform the recipient of the transfer control number assigned to him during registration; it is necessary to receive the transfer.

To which countries can I send a MoneyGram transfer?

The list of countries to which it is possible to send a MoneyGram transfer is available here

Can I send a MoneyGram transfer to Ukraine?

MoneyGram transfers are not sent to Ukraine. Transfers to Ukraine can be sent to an account using the SWIFT system.

In which Sberbank offices can I make MoneyGram transfers?

You can find the desired Sberbank office on the “Branches and ATMs” page (“Select services” → MoneyGram).

Can I send or receive a MoneyGram transfer at an ATM or personal account Sberbank Online?

You can perform all MoneyGram transactions only at Sberbank offices.

In what currency can I send and receive a MoneyGram transfer?

You can send a MoneyGram transfer in US dollars. You can receive a MoneyGram transfer in US dollars and euros.

What is a transfer control number?

MoneyGram assigns a control number (unique identification number) to each sent transfer, knowledge of which by the recipient of the transfer is a prerequisite for its payment.

The transfer control number is reflected in the application that is issued when processing the transfer.

Don't forget to provide the transfer control number to the recipient.

How quickly can a recipient pick up a MoneyGram transfer sent to him?

The MoneyGram transfer becomes available for receipt 10 minutes after it is sent.

Where can I receive a MoneyGram transfer abroad?

Abroad, the transfer can be received at issuing points payment system MoneyGram. You can find a convenient pick-up point using this link.

In what exceptional cases is it permissible to issue a transfer to a recipient if the full name in the transfer details does not match the data in the recipient’s identity document?

Such exceptional cases include discrepancies of 3 letters (first and last names in total) of the sender or recipient from the transfer specified in the details when sending it.

The decision on the possibility of payment in case of an acceptable discrepancy is made by an authorized employee of the Sberbank office.

What to do if the recipient cannot receive the transfer?

Make sure that when making the transfer, the recipient's details were correctly indicated - his full last name, first name and patronymic (if any). If you find an error in the recipient's full name, correct the transfer at the Sberbank office where the transfer was sent. You can check the correctness of the recipient's details in the application you received when making the transfer.

Make sure the control number sent to the recipient is correct. If necessary, provide the control number to the recipient again.

In case of technical failures or blocking of the transfer on the side of the MoneyGram payment system, you must contact the contact center of the MoneyGram payment system by phone 8 800 500-92-53.

In what cases and where can I correct the translation?

The sender can make changes to the not yet received transfer regarding the recipient's last name and/or first name and/or patronymic. To do this, you must have your passport and the application issued when sending the transfer with the transfer control number (8 digits).

The transfer can be adjusted at the Sberbank office where the transfer was made.

Can I cancel the transfer?

If less than 45 calendar days have passed since the transfer was sent, you can cancel the transfer that has not yet been received at the Sberbank office where the transfer was sent. To cancel, you must have your passport and the application issued when sending the transfer with the transfer control number (8 digits). You will be refunded the entire transfer amount and the commission amount.

If more than 45 calendar days have passed since the transfer was sent, you need to contact the MoneyGram Customer Support Center by calling +7 495 363-66-36 or 8 800 200-47-26 (calls within Russia are free). The MoneyGram Customer Support Center will provide you with a new transfer control number, which you can use to cancel (receive) the transfer at the Sberbank office where the previously completed transfer was sent. You will only be refunded the amount of the transfer.

There is no fee for canceling a transfer.

What to do if the transfer control number is lost?

If you are the sender of the transfer, you need to contact the MoneyGram payment system contact center by calling 8 800 500-92-53, where you will be given a new control number.

How can I check the status of a transfer?

You can check the status of the transfer using its control number on the website of the MoneyGram payment system or by contacting the Sberbank office where the transfer was processed.

How long is a MoneyGram transfer stored?

A MoneyGram transfer is available for receipt at Sberbank before it is paid out or until the transfer is canceled by the sender.

How can I receive funds at the Sberbank office when transferring a large amount? Do I need to order them?

In case of receiving a large amount in rubles, as well as foreign currency We recommend that you contact the Sberbank office in advance to clarify the availability of the required amount and the possible timing of receipt.

International transfers of Kolibri and MoneyGram in Sberbank

Here it was necessary to transfer currency to Ukraine. This caused a lot of difficulties. It was not possible to translate online immediately. Very large double commissions - I lose on conversion. Fortunately, I had the amount of $322 on hand. It was decided to transfer through Sberbank.
If you urgently need to transfer cash to your relatives in Russia or abroad, you just need to find the nearest Sberbank of Russia office and use urgent transfers Hummingbird or MoneyGram. The advantage of such express transfers is that to send them you do not need to open an account or create a separate card; you just need to present your passport and indicate the addressee’s details. The transfer is issued to the recipient in cash and credited to his personal current account or bank card.

Urgent bank transfer "Hummingbird"

If you need to send cash to loved ones or relatives in Ukraine, Belarus or Kazakhstan as quickly as possible, then the “Hummingbird” transfer is suitable. Sending and receiving funds is carried out exclusively at Sberbank cash desks, and the time for crediting money rarely exceeds 60 minutes.

Money can be sent in any of three currencies to choose from: euros, US dollars, rubles. The maximum amount for residents is $5,000 and its equivalent in foreign currency. For non-residents the amount is doubled.

The advantage of "Hummingbird" is the ability to cancel the transfer. However, the operation can only be carried out until the addressee receives the money. If you wish to cancel the transfer, the customer must pay a fee of 150 rubles.

As for the commission for transferring funds, it is 1% of the transfer amount. In this case, it is paid by both the recipient and the sender. There is also a minimum limit for charging a commission, which is at least 150 rubles/5 dollars and euros. The maximum commission limit is set at 3,000 rubles/100 dollars and euros.

How to transfer money and what is needed for this?

1. Find a Sber office in your city that deals with translations of “Kolibri”. You can find out this information by calling toll free number hotline jar. You need to have with you:
1. Passport or other identification document
2. Recipient's name
2. When the branch is found, we contact the operator and inform about our desire to transfer money using Kolibri. We indicate all the necessary data. If necessary, you can tell the operator the number mobile phone addressee. In this case, he will receive a free SMS message when the money can be collected, which is very convenient. You can also indicate your phone number. In this case, you will be informed when the recipient claims the money.

For greater security, the sender can indicate a special security question that the addressee will have to answer (For example, what is the name of your dog, cat, etc.) But if he answers incorrectly, the money will not be given to him, so it is worth warning the addressee in advance by informing the correct answer or ask only the question to which he probably knows the answer.

1. We pay the total amount at the bank's cash desk, which includes the transfer itself and the sending commission
2. We receive a special number assigned to the transfer during registration
3. We communicate it to the addressee through any communication. The recipient will need it to claim the money.

MoneyGram transfer

With this transfer you can send money to 190 countries in just 10 minutes. However, it has its own nuances. The first of them is that funds are sent exclusively in dollars, and receipt is possible in dollars/euros. The maximum amount is $5,000 for residents or their equivalent in European currency. As for non-residents, then for them maximum amount the transfer is 2 times larger and amounts to $10,000 or its equivalent.

Just like in the first option, it is possible to cancel the payment, but only if the addressee has not yet received the money. The service is provided free of charge.

The transfer fee is fixed and depends on many factors:

• Amount of funds sent
• Recipient country

The lowest fees include small transfers to the CIS countries, Georgia and Israel. Transfer to China will cost more. And the most expensive in terms of commission fees will be transfers to non-CIS countries. You can learn more about the bank's commissions on its official website.

How to transfer money through Moneygram and what is needed for this?

1. Find a branch of Sberbank of Russia in your city that makes MoneyGram transfers. The easiest way to find out this information is by calling the bank's toll-free hotline number. You need to have with you:

• Passport or any other document that can prove your identity
• First and last name of the recipient in Latin. If any difficulties arise, ask the recipient to send you exact copy last name and first name, as written on his bank card.
• You also need to know the recipient's details.

1. When a branch is found, we contact the operator and inform about our desire to transfer money using MoneyGram. We indicate all the necessary data.

For greater security, the sender can indicate a security question that the recipient will have to answer (For example, what is the name of your dog, cat, etc.) But if he answers incorrectly, the money will not be given to him, so it is worth warning the recipient in advance by telling the correct one answer or ask only the question to which he probably knows the answer.