VTB24: special card for students - conditions and tariffs in the student card review. Personalized scholarship Potanin Foundation scholarship program

06.06.17 235 478 2

Study with C grades, participate in competitions and pass the GTO standards

I am a master's student at the Faculty of Economics at St. Petersburg State University. My scholarship is 16,485 rubles.

Lyudmila Levitina

receives an increased scholarship

Types of scholarships

I come from a wealthy family, I do not participate in Olympiads and do not play for the faculty volleyball team. But I won the competition of the Potanin Charitable Foundation and am studying well and excellently.

This article will tell you how to receive additional scholarships and payments even with C grades in your record.

Ask for social assistance

These are scholarships and payments related to the insufficient income of parents and the financial condition of the family. They are paid by the university, city, country and even charitable foundations.

State social scholarship

Some students are entitled to a social scholarship, even if they study with C grades. Social scholarships can be received by orphans, disabled people, veterans, contract workers and victims of radiation disasters. A social scholarship can also be awarded to those who receive state social assistance, - for example, low-income students.

To formalize everything, you need to contact your social protection department or MFC. There they will calculate the income, assess the life circumstances of a particular student and, if required, within ten days they will issue a certificate for the university - on paper or electronically, if issued through the government services website.

If a student lives in a dormitory and receives only an academic scholarship of 1,484 rubles, he may be recognized as a “low-income person living alone.” Social workers will ask if you receive money from your parents and how much. But there is no need to confirm this with any documents.

Documents that social security authorities may request:

1. Passport.
2. Certificate of registration in form No. 9 or certificate of registration at the place of residence in form No. 3.
3. Certificate from the university indicating the course, form and period of study.
4. Certificate of ownership of property.
5. A document confirming the right to benefits: a certificate of serving a sentence by parents, a death certificate of parents, a certificate of disability, etc.
6. Documents confirming income.

The social scholarship is assigned for a year from the date of issue of the certificate. If the certificate was issued in May 2017, but the student brought it to the university only in September, then the social scholarship will be paid from September 2017 to May 2018 while the certificate is valid. Then the documents will have to be completed again.

The university will help you understand the rules for awarding social scholarships: they follow the laws and know who is entitled to what. But they may not specifically talk about the new rules. It’s better to go to the dean’s office and personally find out what a particular student in a difficult life situation can receive from the state.

Increased social scholarship

Sum: no less than an increase to the subsistence level.
Payouts: once a month for a year.
Innings: at the beginning of the semester.

First- and second-year specialists and bachelors can apply for an increased social scholarship if they already receive a regular social scholarship, and also if they have only one parent who is disabled in the first group. This scholarship is paid only to good and excellent students.

The amount of the increased scholarship is set by the university, but it must increase the student’s income to the subsistence level per capita. This standard is set by the government. The cost of living is taken for the fourth quarter of the year before the formation of the scholarship fund. For example, for the fourth quarter of 2016 living wage per capita amounted to 9691 rubles. That is, if a St. Petersburg State University student receiving an academic and social scholarship of 1,485 and 2,228 rubles wins a competition for an increased social scholarship, it must be at least 5,978 rubles.

The exact amount of the increased scholarship is determined by the university, taking into account the educational program, course and size of the scholarship fund. At St. Petersburg State University, a competition for such a scholarship is held once a semester. It may be different at other universities, so it is better to check with the dean’s office or academic department.

Material aid

Sum: no more than 12 social scholarships.
Payouts: once a month during the semester.
Innings: announces the university.

The criteria for receiving financial assistance are much broader than for social scholarships. The university pays it from its budget once a quarter, and the minimum amount is not fixed anywhere. Payments are often based on how many students needed assistance that quarter.

You can ask the university for financial assistance if your parents are divorced, if you have children, or if you got sick and bought expensive drugs. The university will need to provide the child’s birth certificate, treatment contracts and receipts for medications.

A complete list of situations in which the university helps students in need can be found in official documents. St. Petersburg State University pays for tickets for students from other cities and countries from St. Petersburg home and back for the holidays, and St. Petersburg State Economic University “donates” money for students’ weddings.

Scholarship program "A+"

If you study without C grades, then a low-income student can apply for the “A+ Plus” scholarship from the “Creation” charity foundation. Students no older than 21 years old can participate in the competition. Advantage is given to excellent students and winners of Olympiads, competitions, and sports competitions. Achievements are taken into account over the past two years.

Documents for the “Five Plus” program:

1. Application.
2. Certificate of academic performance with the university seal.
3. Copy of the passport.
4. Documents confirming that the student is under guardianship and trusteeship, and other documents providing benefits (for members of foster families, disabled people, refugees, etc.).
5. Certificate of income of all family members in form 2-NDFL or certificate of recognition of the family as low-income.
6. An extract from the house register about the composition of the family, certified by the original seal.
7. Certificates, diplomas, student award certificates for the last two years of study.
8. Photo (any photo, not a passport photo).
9. Motivation letter.

Play on the football team or drama club

State universities pay increased scholarships to successful students. Achievements are taken into account in five areas: studies, science, sports, social activities and creativity.

At St. Petersburg State University, achievements are assessed with points. The more areas covered, the higher the chances of receiving a scholarship. A student with a GTO badge who wins an environmental poster competition will receive more points than a student who wins five competitions in one subject. In this case, grades are only one of many criteria; it is not necessary to study with excellent marks to participate in the competition.

An increased state academic scholarship (PGAS) is about 10,000 rubles at St. Petersburg State University, from 5,000 to 30,000 rubles at HSE. In most universities, the amount of the scholarship changes every semester: it depends on the size of the fund, the number of students and their achievements. There are universities where the size is fixed. For example, at St. Petersburg State University active students are paid 8,000 rubles. PGAS is paid once a month during the semester. Documents for PGAS must be submitted at the beginning of the semester.

Community Service Scholarship

In order for the university to take into account your achievements in social activities, you need to participate in organizing university events or cover them on social networks and student newspapers. A student who helped organize KVN and covered an event in the KVN group on VKontakte will receive more competitive points than a student who organized KVN and “What? Where? When?".

For example, you can volunteer to help with a scientific conference - handing out badges to participants - and ask for a confirmation letter from the department. Other options: open a student debate or cross-stitch club, write about the Miss University competition in the student newspaper.

It is worth checking with the commission what kind of documentary evidence is needed. At St. Petersburg State University, for example, a screenshot of a list of group administrators and a link to a page on VKontakte were accepted as confirmation.

Scholarship for creativity

Creative achievements are considered victories in competitions, public exhibitions and performances, and organization of events. If you participated in an exhibition or performed at an evening of stand-up comedians, ask for certificates from the organizers. If these are not expected, prepare the document yourself and ask the organizer to sign and seal it.

Creative competitions can be searched on the websites “All competitions”, “Enti-inform”, “Grantist” and “Theories and Practices”, on the website and on social networks of your university. Many competitions themselves offer a cash prize. For example, for the best paper bag design you can get 1,100 euros, and for an essay on Ayn Rand's novel - $2,000.

Sports Achievement Scholarship

In order for the scholarship commission to award competitive points for sports success, you must either win competitions, or participate in “socially significant sporting events,” or pass the GTO standards for a gold badge. How significant the event is will be determined by the university.

In St. Petersburg, GTO testing centers were opened in every district. In many universities, sports departments organize standards for students and staff. At St. Petersburg State University, on February 26, 2017, cross-country skiing was taken, and on May 15, shot and ran. To receive a gold TRP badge, you need to pass eight out of eleven tests. Four tests are required: a hundred-meter run, a three-kilometer run, a 16-kilogram weight pull or snatch, and a standing forward bend on a gymnastics bench.

Increased scholarship points for athletic achievements cannot be received simultaneously with the President's Scholarship for athletes. Members of Russian teams in Olympic, Paralympic and Deaflympic sports, as well as candidates for them and coaches, are paid 32,000 rubles per month, regardless of whether they study at a university or not.

Study well and publish scientific papers

Excellent students and young scientists can apply not only for PGAS. Such students are encouraged by many: the president, the Ministry of Education, regional authorities, and banks and charitable foundations. Some universities increase stipends for students immediately after an excellent exam. For example, at St. Petersburg State University, excellent students are paid 4,000 rubles, while good students are paid 2,000.

Please check with universities, foundations or companies for deadlines for submitting documents for all these scholarships. Universities most often collect applications in the spring.

Increased academic scholarship

To receive PGAS points for excellent academic performance, there are three options:

• pass two sessions in a row with excellent marks;
• receive a prize for a project or development work;
• win a thematic competition, such as the Olympics.

Achievements are taken into account only for the past year.

Scientific achievements are considered to be a prize for research work or a grant for it, publication in a scientific journal or a patent for an invention.

How to publish an article in a scientific journal

Almost all universities hold conferences for young scientists. Scientific competitions and conferences for students can also be searched on the websites “All competitions”, “Enti-inform”, “Grantist” and “Theories and Practices”, as well as on specialized ones - “Scientific conferences of Russia”, “All sciences”, on the site Directorate of Scientific Research of St. Petersburg State Institute of Technology and in the scientific calendar "Lomonosov".

Usually, for an application you need to write the abstract of a report that is supposed to be read at the conference, sometimes you need to send the entire article. The abstracts will then be published in the conference proceedings, and this can be submitted to the scholarship committee. For your speech you can receive a prize and an invitation to publish full article in a scientific journal or expanded collection.

In Russia, scientific journals are certified by the Higher Attestation Commission (Higher Attestation Commission), but publication in a journal included in the RSCI (Russian Science Citation Index) or the Elibrary.ru Scientific Electronic Library may also be suitable for a scholarship. Each journal has its own conditions for publication. For example, according to the rules for publication in the monthly magazine “Young Scientist” you need to pay 210 rubles for the first page and 168 rubles for the next. The article will be reviewed by the journal's editorial board within 3-5 days, it will be published in the next issue, and a certificate of publication will be sent immediately after payment.

For the competition, prepare the same diplomas, certificates and publications. The selection process is not as strict as for state scholarships for scientists, so performance at a conference can be considered as an achievement, not just victory.

Also prepare a resume and a motivation letter template. "BP" and "Ak Bars" invite students to interviews. Google asks for a letter of recommendation from a teacher, supervisor, or instructor.

Win the business game

Business games are an option for the charismatic and brave. The judges will look at leadership skills, teamwork and creativity. There are many such student competitions, but not all provide real scholarships. For example, the “Troika Dialogue Scholarship Program” is only called a scholarship: students are paid for transportation to Skolkovo and accommodation there, and finalists are invited to internships at partner companies of the program.

Potanin Foundation Scholarship Program

Sum: 15,000 rubles.
Payouts: once a month from February until the end of training.
Innings: in the fall.

The Potanin Foundation pays scholarships to full-time master's students. They don’t look at grades: I graduated from the specialty with C’s, but that didn’t stop me from winning.

The competition has two selection stages. In absentia, you need to fill out a form with personal data, the topic of your master's thesis, work and volunteer experience. You will have to prepare three essays: a popular science essay on the topic of your dissertation, a motivation letter, and an essay about five memorable and significant events in your life.

Documents for the Potanin Foundation scholarship:

1. Copy of diploma higher education(Bachelor, Specialist).
2. Recommendation from a supervisor (director of the master's program, head of the department).

The second round is a business game. From morning to evening - tests for teamwork, leadership qualities, creativity. Every year there are new competitions. I took part in the competition in 2015. In one competition, you had to write five associations to the word “blue”; in another, you had to distribute the budget of a charitable foundation together with a group of students.

The most difficult task was multitasking. It was necessary to lead the company and distribute vacations, hold meetings, and calculate profits during the working day. The sheet with the profit calculation was stuck to my folder. I noticed this when the 40 minutes for the task were up. I had to quickly “delegate” the task to one of the “employees”.

The ability to negotiate with people was tested using the role-playing game “Barriers.” Two students had to coordinate their project in three instances. The “barriers” were other students. For example, children's excursions to the Peter and Paul Fortress had to be approved by the head of the excursions department, the PR specialist and the director of the museum. The authors of the project had to understand why their project “does not allow” the barrier and offer a compromise.

Presidential Scholarship

A type of scholarship paid to students and cadets (RUB 2,200), graduate students and adjuncts (RUB 4,500) who have achieved outstanding achievements in scientific work and study. The Presidential Scholarship is awarded annually to 700 undergraduate and 300 graduate students. The distribution of scholarships occurs through the allocation of quotas for educational institutions. For example, the Moscow State University quota is 31 students.

Personalized scholarship from the Government of the Russian Federation

Scholarship program similar to the President's Scholarship. Paid for one year to students from the 3rd year in the amount of 1440 rubles. per month. Candidates for scholarships are nominated by the Academic Council for confirmation by the government.

Personalized scholarship from the Moscow government

Awarded to students for excellent academic performance in addition to an academic scholarship for one semester. The amount of a personal scholarship from the Moscow government is 1000 rubles. To receive one, you must be a student of at least 4th year.

Regional scholarships

As the name implies, these are scholarships awarded in regions to support undergraduate and graduate students. It is difficult to provide specific information here, since the situation is different in all regions where there are no such scholarships. In the Krasnoyarsk Territory, for example, they support athletes and students participating in the ethnocultural development of the region.

Personalized scholarships for commercial organizations

Potanin scholarship

The scholarship program has been in effect for more than 10 years. The scholarship is awarded to excellent students on the basis of competitive selection and is aimed at supporting the future intellectual and business elite. For 2010 it is 3500 rubles. In principle, not a lot of money, but if you multiply it by 1200 scholarship recipients every year and by 12 months, you get the largest private scholarship fund in Russia.

Personalized scholarship to Dr. Web

Scholarship from the manufacturer of antivirus software for students with achievements in this field. Appointed on a competitive basis to support students - potential employees of the company. It is worth noting that the amount of the scholarship is very significant - 10 thousand rubles. monthly.

Personalized scholarship from VTB Bank

A type of private scholarship to support middle and senior students studying in the following areas: economics, finance, international economic relations and loans. The scholarship is awarded to students for scientific and educational achievements, publications, research, etc.

Today, scholarships and other payments to students at Russian universities are transferred to bank cards. According to the law, a social card is available to every student. An educational institution can cooperate not only with the Central Bank, but also with any other bank. If necessary, the student can write an application for the scholarship and grants to be transferred to the card of a specific bank. It is worth noting that VTB Bank issues social cards for different categories of citizens, including students. At the rate banking analysts The student card differs from VTB in the most advantageous offers and terms of service. You can find out more about them in this article.

Features of the VTB scholarship card

From the age of 18, a student can become the owner of any plastic from VTB. However, the advantage of special social products lies in their budgetary maintenance, as well as additional benefits.

The VTB student card is primarily intended for transferring scholarships to it. However, this is not all of its capabilities. The scholarship card can be replenished independently and used as a debit card. It allows you to perform the following operations:

• pay for purchases in stores;
• pay for goods and services online;
• contactless payment for travel on public transport;
• make instant transfers;
• pay for housing and communal services;
• top up your mobile phone.

This VTB product guarantees discounts on travel on buses and trolleybuses. It can also be used in medical institutions like an insurance policy, since the card is connected to a special mobile application.

Advantages

The card for students is issued under a comprehensive service agreement, therefore it has the same high level of protection as others banking products from VTB. Separately, it is worth mentioning 3-D Secure technology, which allows you to make secure purchases on the Internet. The principle of its operation is as follows: to make a purchase, the owner must enter a unique one-time code that is sent to his mobile phone number.

In addition, the advantage of VTB debit card is that its owner receives cash back from every purchase, bonuses and discounts from VTB partner companies. This allows you to save significantly and make the most profitable purchases.

Terms and rates

When using a student card, interest is charged on deposits and balances. Annual maintenance is absolutely free, which cannot please the student. You can withdraw cash from your card without card fees at ATMs of VTB or its partners. When cashing out Money Other ATMs charge a fee.

The conditions for using the card are, in general, very favorable:

Credit card for students

In 2019, credit cards became available to every student from the age of 18. A youth credit card from VTB allows you to learn how to properly plan your expenses and responsibly service your loan from an early age.

Features of a credit card

Priority credit card from VTB is serviced payment system Visa Electron, which is licensed worldwide. This allows its owner to use VTB plastic in any country. The card is issued for a very favorable conditions. Its main advantage is free service. Provided and Grace period, during which you may not pay interest on the loan. The only condition is that the debt be repaid before the end of the payment period. You can calculate payments using the online calculator on the VTB website.

Students can take out a loan in cash without certificates at a bank branch. There is also the possibility of foreign exchange credit card open. The VTB exchange rate corresponds to the Central Bank of Russia. You can view the currency exchange catalog on the bank's website.

Limit

The plastic credit limit is small, so it is suitable for paying only for inexpensive goods and services. The limit is set to minimize financial losses as credit organization, and the holder itself. If necessary, it can be increased to 60,000 rubles, however, this opportunity is available to working students who can provide a certificate from their place of work or collateral, for example a car. In this case, the credit card is subject to insurance against loss and theft.

It is worth noting that the credit card is issued only to those persons who have reached the age of majority. In this case, the applicant must provide a certificate of scholarship to the department to prove his solvency.

Card design

All students of higher educational institutions who have Russian citizenship and registration in the city of issue can receive a student card. You can get student plastic cards from VTB at bank offices or at the university. In the first case, the personal assistant will ask the client to write an application for the accrual of a scholarship for VTB card and fill out a form in which you must provide the following information:

• personal data;
• passport details;
• Contact details;
• family information;
• employment information;
• income information.

After this, you need to bring a standard package of documents to the bank. You can pick up plastic at the branch or order free shipping by the address.

Some educational institutions issue cards for all students at once, so they do not need to visit a bank branch. All that is required of them is to fill out a form and collect the necessary package of documents. After this, the representative of the educational institution transfers the documents to the bank. After a month, the plastic will be ready for use. The student will have to pick it up in person at the bank and sign for receipt.

Required documents

In addition to the application and questionnaire, the student must submit copies to the bank necessary documents. These include a Russian passport, as well as SNILS. In addition, the student must confirm his status with a student ID or certificate of study.

If a VTB client is a foreigner, then he must provide a notarized translation of his passport into Russian.

A student card is a convenient means of payment for every student. It allows you to receive a scholarship promptly and quickly, and also guarantees its owner many bonuses. Besides social card a student can apply for a credit card at VTB. Its limit is small, which will not allow the client to get into debt, but, on the contrary, will help in a difficult financial situation.

For graduates of Russian schools, one of the most difficult periods of their lives is coming to an end. The majority of recent schoolchildren successfully passed the Unified State Exam, received the results and applied to Russian universities for the specialties with which they dream of connecting their lives. While waiting for the announcement of the verdict and preparing for additional tests required for admission to budget places in the most popular educational institutions in the country, it’s time to ask what the scholarship will be in the 2017-2018 academic year. After all, what is a scholarship for a student? Often questions of actual survival and the need to find part-time jobs depend on it. Consequently, the size of the scholarship directly affects the quality of education and standard of living.

From this article you will learn:

Before proceeding to a detailed analysis, it is worth clarifying what a scholarship is.

A scholarship is financial assistance established at a certain level, which is provided to students of universities, colleges, technical schools, colleges and a number of other educational institutions, as well as cadets, graduate students and doctoral students.

The scholarship amounts, in most cases, are set by the educational institution itself, and, therefore, can differ significantly in different universities of the Russian Federation. Also, when choosing a place of study, you should know that the state scholarship, which will be discussed in this article, is paid exclusively to students of state educational institutions. Students of private universities, as well as those enrolled in contact form of education, are deprived of financial assistance from the state.

So, the average student of a state higher educational institution in Russia studying on a budget can count on the following types of scholarships:

1. Academic– provided to full-time students who study at the expense of the budget and do not have academic debt. In other words, on this type payments can be calculated by those who only have “good” and “excellent” in their records. Although this is not the final indicator and the score for receiving a scholarship may vary in different universities, as well as additional criteria.
2. Advanced academic The scholarship for students is awarded from the 2nd year, which means that those who entered the university in 2017-2018, in order to increase the amount of payments, must achieve certain high results in education or sports during the first year of study, as well as take direct part in cultural life of the educational institution.
3. Social– paid to students in need of financial support from the state. Its size does not depend on success in education and is calculated on the basis of documents provided confirming the corresponding right of a citizen to state aid. It can be provided not only in cash, but also, for example, to pay for a hostel. The list of documents for its registration can be clarified in the dean’s office.
4. Increased social intended for socially vulnerable students during their 1st and 2nd year studies. Like a regular social scholarship, this scholarship does not depend on grades and is awarded under one condition - the absence of academic debt.
5. Personalized government and presidential scholarships– payments that students of faculties of priority areas who demonstrate high educational achievements can count on.

Amount of scholarships in the 2017-2018 academic year

As mentioned earlier, the amount of financial payments to students at different universities in Russia may differ due to the fact that the law gives educational institutions the opportunity to independently set the amount of scholarships, regulating only the lowest level of payments. All universities enjoy these rights, establishing scholarships for students in accordance with financial capabilities.

According to the changes made to the Federal Law “On Education in the Russian Federation”, three stages of increasing scholarships are planned:

It is obvious that for a student to have a normal life, it is not enough just to have good academic performance and no debt. It is necessary to strive to obtain the right to increased payments. For comparison, the average size The increased academic scholarship last academic year was about 7,000 rubles.

Today, the views of all Russian students are turned to the State Duma, where a bill has been introduced justifying the increase in scholarships to the level of the minimum wage, which means raising the minimum payment bar to 7,800 rubles.

Increased scholarships

The right to an increased social scholarship is granted on the basis of a package of documents confirming the student’s special status. Applicants for increased social benefits include:

• orphans;
• children deprived of parental care;
• disabled people of groups 1 and 2;
• disabled people and combat veterans;
• Chernobyl victims.

Accrual of an increased academic scholarship is a complex process, since the amount of payments directly depends on the student’s rating and personal achievements. The amount of financial assistance, as well as the criteria for its applicants, is determined by each university independently.

If you are planning to compete for an increased academic scholarship, it is important to know that:

• The scholarship is awarded on a competitive basis;
• only 10% of students receiving a regular scholarship can qualify for increased payments;
• The award decision is reviewed every semester.

An informational video was released for students of the Siberian Federal University on how to receive an increased scholarship. Perhaps it will shed light on some of your questions.

Personalized government and presidential scholarships in 2017-2018

For special achievements in studies and scientific work, students of universities of the Russian Federation are provided with a Presidential scholarship, which in the 2017-2018 academic year will be provided to 700 undergraduates and 300 graduate students in the amount of 2,000 rubles. and 4500 rub. respectively.

The number of students at a particular university will be determined by allocating quotas. The largest number of presidential scholarship recipients this year will be:

The distribution of quotas for graduate students for 2017-2018 gives the right to assert that the President's scholarship will be more accessible to scientists from the following universities:

In addition to presidential awards, students can compete for other personal payments:

• Moscow government scholarships;
• regional scholarships;
• scholarships commercial organizations: Potaninskaya, VTB Bank, Dr. Web, etc.

Why can a scholarship be revoked?

Most budget students expect to receive a scholarship upon admission. But, in practice, not all university students maintain a high level and receive financial assistance throughout the entire period of study. The loss of a scholarship is a serious problem for many, and therefore it is worth finding out in advance what can lead to such negative consequences and trying to avoid such situations.

So, in the overwhelming majority of cases, a student is deprived of a scholarship if:

• the student systematically skips classes;
• at the end of the academic semester there is academic debt;
• grades below the “good” level appear in the record book.

You will also have to say goodbye to the scholarship when you switch to correspondence form training and when applying for academic leave. However, all these reasons are well known and lead not only to the loss of a scholarship, but also to expulsion from the university.