Mobile application otp bank. Download otp credit Download otp bank application for windows 10

The official name of this program is OTP Smart. You can download it using a link from the official website on Google Play or by going to the Play Market and entering a query with the name of the application in the search bar. Once you install it, you can start using remote banking services.

Now it is not at all necessary to have a personal computer with Internet access at hand, or to visit bank branches. All you need is a mobile phone and an Internet connection on it. The client has round-the-clock access to his funds, which he can manage at any convenient time.

Make bank transfers between your accounts, to the accounts of other bank clients, as well as to the details of third-party banks in Ukraine. In order to start enjoying all the benefits of the application, you must first go through authorization by entering your username and password, and then click on the “Next” button.

After successful authorization, information on current accounts will become available to you, depending on what credit cards you have and what bank services you use. Each type of service has its own group: accounts, cards, deposits, loans. The OTP Smart application menu is represented by the following items: “My Accounts”, “Cards”, “Deposits”, “Credits”, “Transfers”, “Payment Archive”, “Information”.

The “My Accounts” section displays the current account balance. By selecting the “Cards” item, you will see complete information on the available cards, you will be able to view the statement, make the necessary transactions with the credit card: “Statement”, transfer “Between your accounts”, “Inside the bank”, “Across Ukraine in hryvnia”, “Payment for services” "

Having opened a map with branches and ATMs, you can get detailed information on each point by clicking on the corresponding icon. Choose the bank branch or ATM that is most conveniently located for you.

The OTP Smart application gives the client a whole range of possibilities

  • implementation instant transfers between bank accounts;
  • transfer of funds using details, including to credit cards of third-party banks No.
  • replenishment and withdrawal of funds from existing deposits;
  • repayment of loans;
  • payment for services mobile communications, game accounts;
  • control of the balance of funds and their movement;
  • receive details of your accounts, view their statistics and statements.

OTP Credit- an application for OTP Bank clients, thanks to which they can monitor the status of their loan. It contains a detailed payment schedule and can “count down” the number of days remaining until the next repayment deadline. This version of the application is intended for devices based on the Android operating system.

Credit status

To find out information about your debt, you must log in. To do this, enter the phone number specified in loan agreement. The bank will send a message with a confirmation code to it. After logging into the application, you will see a list of loans indicating the total, paid and remaining amounts of debt.

By going to the loan information screen, you can view the payment schedule and penalties (if any). There is also a button to proceed to payment, which can be made from any card Russian bank, as well as a key to go to the settings menu. From the latter, you can set reminders about approaching payment dates.

To pay off your debt in cash, use the interactive map with the location of the nearest terminals and bank branches.

Applying for a loan

In addition to tracking loans, OTP application The loan also allows you to apply for them online. After creating an application, a representative of OTP Bank will contact you and inform you about the results of its consideration.

Key Features

  • provides detailed information about loans taken from OTP Bank;
  • draws up a clear payment schedule;
  • allows you to make a payment online (from your balance credit card) or find the nearest payment acceptance point;
  • supports setting up pop-up notifications;
  • makes it possible to apply for a new loan;
  • Works on all current versions of Android.

Most of banking institutions for the comfort of their customers they develop mobile applications with which it is convenient to carry out any financial transactions online. OTP Bank software has also been created that allows using phone, pay loans or carry out other financial transactions.

In terms of functionality and interface mobile version jar practically no different from the products of other credit institutions. In order to perform various financial transactions through the software, just select the appropriate section in the menu. Operations are performed in just a few clicks on the screen of your mobile device With an app that offers OTP Can:

  • Find out the exact payment amount by loan and the number of days to deposit it;
  • View the loan repayment schedule;
  • View the date the payment was credited and the amount of commission accrued bank;
  • Pay off the debt loans using the balance on phone;
  • Set up notifications that tell you when the next payment is due;
  • Contact representatives credit institution;
  • Top up your phone number balance;
  • Pay housing and communal services or traffic police fines;
  • Transfer funds to the card;
  • Change your login and password to more secure ones if necessary.

Download the application

Mobile bank designed for gadgets running the Android or iOS operating system. You can download it in the AppStore and Google Play stores.

The advantage of the application is that it is completely Russified. It is compatible with devices running Android 4.0 and above and iOS 8.0 and above. The software requires an Internet connection to operate. Optimal solutions– this is wi-fi, 3G or 4G.

To install, you need to download the program, wait for it to automatically download and then enter your username and password, which are used for OTP Direct.

Connection

Bank suggests using software to repay credit and perform other financial transactions after connecting to online banking. Employees of the credit institution provide clients with a login and password to enter Personal Area.

If the software is disappointing, you can disable it by simply deleting it from your mobile device. In this case, you can easily continue to use Internet banking on any computer.

Attention! All information on this site is presented for informational purposes only. The site does not collect or process personal data. Federal Law No. 152-FZ of July 27, 2006 “On Personal Data” is not violated.

OTP Credit is an informative, multifunctional and freely distributed OTP Bank client that provides access to a mobile personal account, where it is easy to view recent expenses and income and repay loans in just one click. The OTP Credit service complies with modern security rules, is updated monthly and diligently simplifies those things for which you previously had to stand in queues and spend hours communicating with consultants. The developers offer to start life from scratch in collaboration with a professional financial companion who can work miracles.

Features of the OTP Credit service

  • Authorization. The developers suggest immediately forgetting about the classic combination of “login” and “password” and focusing either on the fingerprint scanner, or on the 6-digit code, which can be entered even with your eyes closed in a few seconds. Authorization will no longer take up a lot of free time, and will also help you check some details of already registered loans freely and even without a computer.
  • Alerts. Push notifications help you stay up to date with news and important events. If the date of the next payment is near, then the OTP Credit service will definitely tell you everything in a week or three days “before hour X”. You don’t have to pay for such notifications (but you definitely need to pay for SMS notifications that are registered with the bank!), and each push signal is easy to configure: by choosing a sound or a method of display on the screen of a smartphone or tablet.
  • Payment schedule. Information about payment dates, payment terms and the amount of each transaction is displayed in the corresponding section of OTP Credit in real time. The data is updated daily, and therefore helps you plan your budget and not forget about anything. Additionally, the developers offer to upload graphs and tables to email or internal memory - for viewing even without access to the network and without authorization.
  • Translations. There are entire instructions on how to repay a loan. The developers of OTP Credit offer to immediately take care of the commission, the timing of payment processing, and the choice of a suitable payment method, such as bank cards, electronic payment services or wallets. Little things like this help prevent delays, and at the same time save a lot of time and effort!
  • Communication with support. If the payment did not go through, the transaction got lost somewhere, or the information in your personal account has not changed, then through the chat available in OTP Credit it is easy to resolve the issues that have arisen in the company of professional bank employees. The main thing is to ask questions specifically and politely!

Interactive OTP card The loan will tell you where to find the place where payments are accepted or the nearest OTP office to apply for a new loan or to obtain information about full repayment current loan. In addition to displaying “points” for interaction, there is also a mechanism for selecting walking and driving routes.

OTP Bank has released its own application, OTP Credit, for mobile phones. The program allows clients to control loans and personal accounts. Installation is free, but only bank clients can log in. After registration, access to the borrower’s personal data is available. Using the service is convenient; you do not need to visit a bank office or communicate with call center consultants.

What is the application for?

It’s worth installing OTP Credit on a smartphone or tablet for several reasons:

  1. Obtaining information about the status of your personal account, loan balance, and payments made remotely. The client does not have to visit a bank branch or make a request by phone - all data is displayed in the personal account of the application.
  2. Obtaining information about the nearest bank customer service points, ATMs and OTP branches online.
  3. Convenient loan repayment, at any time of the day, regardless of location.

Thanks to one application, all the information about open loans at OTP Bank is at hand. And to receive it All you need is internet access.

Where to download the application and how to log in

You can download the application to your phone in several ways:

  • on the official website of OTP Bank (you will be transferred to Google Play or App Store);
  • via Google Play (for Android smartphones) or App Store (for iPhone);
  • through third-party Internet resources.

It is better to use official sites - installation is free, and there is no risk of infecting your phone with a virus program. The only requirement is the presence of a registered page in the online store, since anonymous installation is not provided.

After installation, the user must log in. It's easy to do - just enter the number mobile phone, and then confirm with the code received in the SMS message. To subsequently log into your personal account, you do not need to enter your login and password.

Simplified identification is available only to OTP Bank clients by phone number, which is stored in the database (attached to the loan agreement).

Installing the program on a computer is not yet possible due to incompatibility with the Windows operating system.

What are the functions?

Registration in mobile application provides access to numerous functions:


Thanks to the program, you can perform various Bank operations without leaving home and without using a computer. Using a desktop PC, you can log into your personal account on the bank’s website, where similar functions are presented.

How to pay a loan through the application

The application allows you to pay for loans received from OTP Bank using bank card, bank transfer, through the employer’s accounting department or Russian Post, or give the application access to geodata and find the nearest bank office or payment acceptance point.

The service is provided free of charge, the transfer fee will be calculated in accordance with the tariffs of the payment acceptance point.

To close a loan early, just find out the balance in the OTP Credit application and deposit the amount using any of the above methods. In the “about the loan/details” tab, find the line “debt balance” and use this amount without rounding down the penny.