Russian Standard - Internet Bank: registration, login, online payments, reviews. Russian Standard (bank) - brand history Russian Standard board
It is worth noting that the collection of this bank is in first place in Russia. Other banks are trying to imitate his system and learn from his experience. RS was also the first to make a BKI base. Today it is one of the largest.
Russian Standard Bank - history
In March 1993, a bank called “Agroopttorg” was born, but already in 1998, Rustam Tariko’s famous alcohol brand “Russian Standard” bought the enterprise and gave it its modern name.
The main activity of the bank was customer credit population. For a more effective result, it was decided to use a scoring system. What this is, you can read in the article “”.
Financial institution one of the first to enter the high-margin loan market and became the founder of this direction. As a result, it created its own Bureau Credit Histories(BKI). One of the largest in Russia.
Russian Standard Bank - services
At the moment, the bank offers a huge range of services for both individuals, and for legal ones.
Russian Standard Bank - collectors
This is not only a successful business in the field of lending, but also a serious direction in the field of debt collection. The estimated profit in this field is tens of millions of rubles monthly.
The bank owns the collection agency ASD, and also has on its staff professional collection employees at four stages of delinquency.
The bank's lawyers work with debtors in the legal field, and also maintain close communication with FSSP employees.
Employees internal control They try to stop the illegal activities of their collectors and react sharply to customer complaints.
The organization of the collection scheme in the RS is the standard for most banks and collection agencies. Many small banks try to work with ASD, as one of the more reliable and proven debt recovery mechanisms.
Russian Standard Bank today, this is one of the largest and most profitable projects, combining several areas of business and providing services on all financial fronts.
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Russian Standard Bank offers its clients a modern software package with a large number of functions - Internet Banking. To use this service, current and future clients need to visit any bank branch and sign a service agreement.
Address: online.rsb.ru
Registration in Russian Standard Internet Banking
To connect to the Internet banking system, you need to complete several steps.
- Step 1 – take your Russian citizen’s passport with you and come to one of the bank’s 200 branches.
- Step 2 – complete and sign the bank’s service package.
At the end of this procedure, you will be sent an SMS message containing all the information you need to start working on the network.
The bank also offers a comprehensive product ““, which by default contains the Online Banking service. You can purchase it in one of the 2.5 thousand partners of Russian Standard Bank - stores Technomarket, Eldorado, Technosila, etc. Immediately after activating the card, the service becomes available.
Login to Russian Standard Internet Bank
Once the service contract has been signed, mobile phone within a few hours you will receive an SMS with data for the initial login to the system (the speed depends on the level of congestion of the service). After receiving your login and password, you need to go to the login page, enter your login information and, according to the program’s recommendations, configure it for personal use.
It is important to pay close attention to the following point: when the Russian Standard Internet Bank is connected to the phone number specified by the client during registration of the service, two SMS are received - one indicates the login and password to enter the system, the second short message contains a link from which you can download Mobile bank, as well as data for its identification. You need to make sure not to confuse the login and password for logging into Internet Banking with the data for accessing Mobile Banking. Later, accounts in both systems can be synchronized, after which authorization will occur using the same password and login.
Personal Area
Connecting to the Internet Bank allows you to apply for loans and repay loan payments, replenish deposit accounts, pay public utilities various accounts, receive information on the status of the account, as well as on credit payments, etc.
Internet Banking is available to the client at any time of the day, without weekends or holidays. Clients can be absolutely confident about the safety of their funds, since the degree of protection of the remote account access service is extremely high, theft of information or attempted hacking is almost impossible.
If your phone or SIM card is lost, you need to urgently contact a bank branch or call the support service to block access to the Internet service.
Registration number: 2289
Date of registration by the Bank of Russia: 31.03.1993
BIC: 044525151
Main state registration number: 1027739210630 (03.10.2002)
Authorized capital: RUB 1,396,333,000
License (date of issue/last replacement) Banks with a basic license are banks that have a license whose name contains the word “basic”. Other operating banks are banks with a universal license:
General license to operate banking operations (19.11.2014)
Licenses
Participation in the deposit insurance system: Yes
Russian Standard Bank is a large national financial institution. This commercial Bank founded in 1999. The main office of JSC Russian Standard Bank is located in Moscow. More than 97% of the voting shares of this bank are controlled by the Russian Standard company. Its client base represents more than 30 million clients,
Russian Standard Bank considers the following as priority areas:
- Acquiring/contactless (NFC), Internet acquiring, and credit cards with Troika transport content, American Express® cards from the Centurion line;
- Issue of credit cards;
- , renewable lines of credit, ;
- Settlement and cash services for individuals and legal entities;
- Providing overdrafts, trade finance;
As a brand of Imperia Private Banking, this bank provides VIP client services.
It is actively represented in the European part of the Russian Federation and Western Siberia: St. Petersburg and Voronezh, Rostov-on-Don and Yekaterinburg, Ufa and Kazan, Samara, Omsk, Novosibirsk. Russian Standard operates through more than 200 branches. The bank provides remote maintenance using more than 3,000 of our own ATMs and more than 40 thousand partner ATMs.
JSC Russian Standard Bank is a leading lender private bank and a significant financial leader in Russia.
The Board of Directors is headed by Chairman Rustam Tariko. The council also includes Dmitry Levin, Larisa Tikhonova, Alexander Zelenov, Mikhail Khmel.
The board is headed by Chairman Dmitry Levin. Also participating on the board are Denis Gubanov, Andrey Frolov, Vladimir Pyshny, Nikolay Itskov, Irina Khaustova, Ivan Glazachev.
REFERENCE INFORMATION
JSC Russian Standard Bank
Born on March 17, 1962 in the Tatar city of Menzelinsk. He earned his first money by singing, organizing a vocal and instrumental ensemble at school. At the age of 17 he left for Moscow and entered the Moscow Institute of Transport Engineers (MIIT). He graduated from the institute in 1987. In the late 1980s, while still a student, he began working at the travel agency "Business Tour", which organized business tours for foreigners.
Since 1990, Tariko has been a consultant for the Italian companies Fererro and Martini & Rossi. He received exclusive rights to distribute Martini. In three years, Tariko created a national distribution network and entered into an exclusive contract with United Distillers to distribute Johnnie Walker whiskey. When that company merged with International Distillers & Vintners in 1998 to form Diageo, Tariko became a distributor for Smirnoff, Bailey's and Metaxa.
In 1992, ROUST Inc. was founded, which by 1994 became the largest Russian importer of expensive alcoholic beverages.
In September 1998, immediately after the August default, Tariko launched the production of high-quality Russian Standard vodka. In the same year, the Russian Standard company was founded. In 1999, he bought Agrooptbank, renamed it Russian Standard, and began providing consumer lending.
In 2000 he graduated from the French business school INSEAD Executive School.
In 2002, Bacardi-Martini, with which Tariko's business began, terminated the contract with Rust, and the company lost 50% of its turnover. After this, Tariko entered into an agreement with Gruppo Campari for the distribution of Cinzano, and in 2005 he signed a distribution agreement with Remy Cointreau.
In March 2005, Diageo terminated its contract with Tariko. Thus, Tariko’s alcohol business lost 70% of its turnover.
In December 2006, Tariko bought the Internet domains Vodka.com and Vodka.ru for the international promotion of vodka and the Russian Standard brand.
Currently, Rustam Tariko holds the position of Chairman of the Board of Directors of CJSC Russian Standard Bank.
According to Finance magazine, at the beginning of 2009, Rustam Tariko’s fortune was $1.1 billion.
Rustam Tariko is a laureate of the Business Style award (the award is awarded to an entrepreneur who has developed and successfully practices his own effective style of doing business).
He is not officially married, but has three children.
Source: rian.ru from 02.26.10
Headed by Tariko, the Russian Standard holding unites the bank, Russian Standard Insurance CJSC, Russian Standard Vodka LLC (vodka production), Rust Inc. CJSC. (distribution of alcoholic beverages), Miss Rus Company LLC and other commercial structures.
Source: gzt.ru from 02/25/2010
Dossier:
The press wrote about the scandal associated with the failed sale of 50% of the shares of the Russian Standard holding, which controls 90% of the bank of the same name. In July 2004, it was announced that the buyer in this transaction would be the French bank BNP Paribas. But in December 2004 it became known that the deal had fallen through. BNP Paribas said that the deal did not take place due to the fact that “the owner of the Russian Standard company did not fulfill its obligations.” Experts suggested that the reason for the failure of the deal was Tariko’s desire to sell half of the holding at a higher price. The French company filed a lawsuit against the Russian Standard holding in the Supreme Court of London with a request to oblige its former partner to pay compensation to the bank. In September 2005, it was announced that the parties had decided to end the litigation. The terms of the five-year agreement were not disclosed. According to some reports, if more than 10% of the bank's shares are sold to another investor, the businessman will have to pay the French bank a fine equal to the amount of the transaction. And Tariko’s departure from a leadership position at the bank will cost him $25 million.
Sources: "Russian Courier" dated 10/09/2006, "Kommersant" No. 176 (3260) dated 09/20/2005
Rustam Tariko appeared in a scandal related to the issuance of Russian Standard Bank consumer loans. In 2007, Rospotrebnadzor was inundated with complaints from borrowers who reported that the bank violated their rights when providing loans. In particular, it was indicated that the bank sent by mail credit cards, which could be activated by phone, and the call center operators did not provide complete information about this service and the consequences of its conclusion, and the actual fee for using the loan turned out to be several times higher than what they said.
The head of Rospotrebnadzor Gennady Onishchenko was so imbued with the troubles of citizens that he promised to publish their letters. In June 2007, the Prosecutor General's Office instructed the Central Bank, the Federal antimonopoly service And Federal service for financial monitoring, conduct an audit of the “Russian Standard”, which confirmed that the bank violated the law “On the Protection of Consumer Rights” - did not provide borrowers with complete and reliable information, did not communicate to consumers information about the consequences of concluding contracts, and the real fee for using the loan turned out to be several times higher than declared.
The scandal came to naught after Rustam Tariko was invited to the Prosecutor General's Office for a conversation. After that meeting, on July 16, 2007, the Prosecutor General’s Office announced that, at its request, Russian Standard Bank decided to cancel monthly fees (account servicing fees, settlement service fees) on all loans provided by the bank from August 15, 2007, and to restructure debts clients with the abolition of fees for missed payments and penalties, as well as to stop the assignment of rights of claims to citizens to Debt Collection Agency LLC.
Source: newsru.com from 06/27/2007, 08/17. 2007, 23.08. 2007, "Russian Courier", 09.10.2006
As reported, the bank's management then estimated the losses of Russian Standard from $50 to $200 million (for a year and several years, respectively).
Source: slon.ru from 05/18/09
Rustam Tariko was mentioned in the press in connection with the release of American Express cards in Russia. As reported, Russian Standard entered into a corresponding exclusive agreement with American Express in 2005. Experts were skeptical about this venture, noting that AmEx green cards are aimed at customers whose incomes are much higher than those of typical Russian Standard customers. In addition, as they wrote in the press, in the summer of 2007 between Russian Standard and the leading operator Russian market plastic cards- by USC - the relationship was upset. As a result, it was reported that for a long time it was problematic to pay with AmEx cards in Russia.
According to press reports, after Russian Standard Bank began issuing AmEx cards, the holders of these cards began to resort to the services of other systems. Rustam Tariko's bank was never able to attract clients from an elite audience. After that, green cards began to be distributed in shopping centers to almost everyone. But the general population was not very interested in the product, “tailored” primarily for shopping in expensive stores and traveling. Then “elite plastic”, like the infamous Master Card, began to be sent by mail. It was reported that classical methods of servicing ordinary cards by Russian Standard were transferred to AmEx - charging fees for annual maintenance actually unserviced cards, not providing clients with complete information about the account status, etc.
This development of events was accompanied by two resignations. First, the head of the Russian division of AmEx, Jonathan Knaus, left his post, who, as the press wrote, at one time recommended that the head office of the American company take a close look at Russian Standard's proposal for cooperation. And then the head of the Russian Standard division that dealt with AmEx, Rafael Carracosa, resigned. Citing rumors, the press reported that he often expressed his misunderstanding of the methods by which the bank was trying to distribute AmEx in Russia, but could not seriously influence the situation.
There is no information in the press indicating that the American company has revoked its exclusive rights to issue AmEx cards in Russia.
