New deposits in Sberbank for today. Types of deposits offered by Sberbank of Russia. “Gift of Life” deposit program – charitable assistance

Every day, millions of people use the services of Sberbank of Russia. They open new deposits, withdraw interest, transfer funds from one account to another, and perform more than a dozen different operations. As you know, money should work for its owner. One of the most reliable ways to provide a person with additional income is to deposit money in Sberbank, using one of the existing tariffs.

Choosing a suitable deposit is a strictly individual process. You need to rely on several criteria:

• the amount a person is willing to contribute. Today you can open an account in Sberbank with 0.00 rubles;
• the period for which a person is willing to deposit the amount. Usually from 1 month to 3 years;
• additional functions. These include the ability to deposit and withdraw;
• acceptable interest rate. Its size directly depends on the three previous points.

Review of the most profitable Sberbank deposits for individuals

Today, the following types of deposits can be opened at Sberbank:

Memory of generations

1. Currency: only Russian ruble(in 2013 another one was chosen).
2. Minimum entry fee: 10,000 rubles.
3. Deposit term: exactly 3 months
4. Interest rate:

Incoming external transactions are prohibited, i.e. depositing additional contributions not provided.
Monthly interest is accrued to the deposit account or to another account chosen by the client (including bank card) Sberbank in full or in part.

If the “Memory of Generations” deposit is withdrawn early, before the day of accrual of income for the current month, the entire interest is lost.

Prolongation bank deposit(i.e. extension of its validity period) is provided for under the conditions in force at Sberbank at the time of extension. According to the agreement, multiple extensions are possible.

Savings account

1. Currency: both Russian ruble and foreign currency.
2. Minimum entry fee: 0.00 rubles.
3. The deposit is unlimited, with the possibility of closing at any time.
4. The interest rate depends on the deposited amount:

• from 0.01 to 29.999 rubles - 1.50%
• from 30,000 to 99,999 rubles - 1.60%
• from 100,000 to 299,999 rubles - 1.70%
• from 300,000 to 699,999 rubles - 1.80%
• from 700,000 to 1,999,999 rubles - 2.00%
• from 2,000,000 rubles - 2.30%

Regardless of the deposit amount, if the account is opened for foreign currency savings and savings, the interest rate is fixed - 0.01% per annum.

Replenishing the account is allowed both in cash and non-cash; there are no restrictions on the amount.
Monthly interest is accrued to the account selected by the client in Sberbank and in full for the current calendar month upon closing the Savings Account deposit.

Save

1. Currency: Russian ruble, US dollar, euro.
2. Minimum amount to open a deposit: 1,000 rubles, 100.00 $, 100.00 euros.
3. Deposit term: from 1 month to 3 years (there are exceptions related to the use of currency).
4. The interest rate, in this case, directly depends on the stated term and the deposited amount:

• from 1 to 2 months, when deposited from 1,000 to 1,999,999 rubles and above - from 4.45% to 5.15%
• from 2 to 3 months 4.85% to 5.55%
• from 3 to 6 months in, when depositing the same amounts, from 5.40% to 6.10%
• from 6 months to 1 year, when depositing the same amounts, from 4.95% to 5.65%
• from 1 year to 2 years, when depositing the same amounts, from 4.95% to 5.55%
• from 2 to 3 years, when depositing the same amounts, from 4.75% to 5.35%
• on 3 years, when depositing the same amounts, from 4.55% to 5.15%

An account in dollars can be opened for the same terms as a ruble account, the interest rate will be from 0.01% to 1.25%.

Incoming external transactions are prohibited, i.e. replenishment is impossible.

Monthly interest is accrued automatically at 00:01 Moscow time with the onset of the stated calendar day, to the account selected by the client in Sberbank.

Replenish

1. Available currencies: ruble, dollar, euro.
2. Minimum entry fee: from 1,000 rubles, from 100 $, from 100 euros.
3. The interest rate directly depends on the chosen term and the deposited starting amount:

• from 3 to 6 months, when deposited from 1,000 to 1,999,999 rubles and above, from 4.90% to 5.60%
• from 6 months to 1 year, from 4.45% to 5.15%
• from 1 year to 2 years, from 4.35% to 4.95%
• from 2 to 3 years, from 4.15% to 4.75%
• 3 years, from 3.95% to 4.55%

A dollar account can be opened for the same period. In all cases the interest rate will be from 0.01% to 1.05%.

Receipt transactions are allowed both in cash and non-cash.

Monthly interest is accrued to the Sberbank account chosen by the client, both in full and in part.

Repeated extension is possible under the conditions in force at Sberbank at the time of expiration.

Manage

1. Currency: ruble, dollar, euro.
2. Minimum entry fee: 30,000 rubles, 1,000 $, 1,000 euros.
3. Deposit term: from 3 months to 3 years (there are exceptions).
4. The interest rate will depend on the chosen term and the deposited starting amount:

• from 3 to 6 months, when deposited from 30,000 to 1,999,999 rubles and above, from 4.60% to 5.30%
• from 6 months to 1 year, from 4.15% to 4.85%
• from 1 year to 2 years, from 3.80% to 4.40%
• from 2 to 3 years, from 3.55% to 4.15%
• 3 years, from 3.25% to 3.85%

When opening a dollar account, the terms of which are identical to the ruble account, the interest rate will be from 0.01% to 0.70%.

Receipt transactions are allowed both in cash (from 1,000 rubles) and non-cash.
Monthly interest is accrued to the Sberbank account chosen by the client in full or in part.

Multiple extensions are possible.

The most profitable, in all respects, deposit in Sberbank today is “Manage”.

Manage."

Important! If interest from the deposit is transferred to the same account, the deposit is capitalized (i.e., future accruals are recalculated).

Attention! An account in euros can be opened in the “Save”, “Top up”, “Manage” tariffs only for a period of 1 to 3 years (including from 1 to 2 years, from 2 to 3 years). The interest rate for any deposited amount is always 0.01% per annum.

How to make a deposit

You can make a deposit two ways:

1. In personal presence at any Sberbank branch through an operator. In this case, you will need a citizen's passport Russian Federation or any other identification document. The agreement is drawn up in two copies, one of which, after signing, is sent to the archive, the other remains with the investor.
2. On the Sberbank-online website(You need to register there first). Will need personal number mobile phone. The remaining data will already be indicated in your personal account.

The depositor has the right to have any number of deposits in Sberbank.

Sberbank deposits for individuals became less attractive in 2020 due to updated rates. How much favorable interest rates and the conditions are offered to the population today by the largest bank in Russia, read on this page. The calculator will help you calculate your income.

In 2020, Sberbank of Russia offers its clients several types of profitable deposits for individuals:

1. ;

2. ;

3. .

Basic and premium deposits can also be divided into three large groups depending on the capabilities of managing funds. To choose the right one, you need to understand why you are putting money in the bank.

They can be issued in rubles and dollars. The bank temporarily does not open new deposits in euros, offering to use euros at a rate of 0.01% per annum.

Pensioners receive special benefits when making a deposit with Sberbank. They will receive maximum percentage from the minimum amount for “Save” and “Replenish” deposits. See more details

But there is also a special deposit for receiving income for retirement - “”.

Note that all deposits in Sberbank today have the opportunity to capitalize interest.

Deposits in Sberbank for individuals: interest and conditions

In 2020, Sber updated deposit rates in rubles and dollars. Read at what percentage you can open basic Sberbank deposits for individuals today. Compare conditions to choose the most profitable option for you.

Deposit calculator

Seasonal deposit of Sberbank “Catch the Spring”

This is a new promotional deposit that can only be issued from February 19 to March 14, 2020. And only remotely: via the Internet or at an ATM. The deposit has an increased rate of 5%, the investment period is 5 months.

(+) Plus: high profitability.

(-) Minus: Without replenishment and partial withdrawal.

Conditions

• Duration: 5 months;
• Amount: from RUB 50,000;
• Replenishment: no
• Partial withdrawal: no.
• Interest accrual: at the end of the term

Interest rate

5% per annum

Sberbank deposit “Save”

You should pay attention to this deposit for individuals if you need to reliably save money and receive a guaranteed stable income. By depositing a large amount in the bank, you can withdraw good interest every month.

(+) Plus: high interest rate.

(-) Minus: there is no possibility of replenishing the account and partially withdrawing money without losing interest.

Conditions

• Duration: from 1 month to 3 years;
• Currency: Rubles / Dollars;
• Amount: from 1,000 ₽ / 100 $;
• Replenishment: no;
• Partial withdrawal: no;
• Capitalization: yes.
• Interest accrual: monthly withdrawal or capitalization.

Interest rate

from 1000 capitalization
from 100000 capitalization
from 400000 capitalization

In dollars

from 100 capitalization
from 3000 capitalization
from 10000 capitalization
from 200000 capitalization

Deposit “Save Online”

The terms of this deposit for individuals are similar to the “Save” deposit, only it is opened via the Internet. And interest rates are the same today.

Few? See what the interest rate on deposits at VTB Bank is today.

Sberbank deposit “Replenish”

This deposit will be of interest to those who prefer to save and regularly set aside funds. You cannot withdraw invested money, otherwise you will lose interest. But the interest itself, which is accrued monthly, can either be withdrawn or added to the deposit amount, that is, capitalized.

(+) Plus: it is possible to top up your account.

(-) Minus: there is no possibility of partial withdrawal of money without losing interest.

Conditions

• Duration: from 3 months to 3 years.
• Currency: Rubles / Dollars;
• Amount: from 1,000 ₽ / 100 $;
• Replenishment: yes.
• Partial withdrawal: no.
• Capitalization: yes.

Interest rate

In dollars

from 100 capitalization
from 3000 capitalization
from 10000 capitalization
from 200000 capitalization

Deposit “Replenish Online”

The conditions of this deposit for individuals are similar to the “Replenish” deposit, only it is opened via the Internet. And the rates are the same.

Doesn't fit? See deposit rates at Rosselkhozbank -

Sberbank deposit “Manage”

The main feature of this deposit is that the depositor will be able to withdraw part of the funds at any time without losing interest. The main thing is that the so-called “minimum balance amount” remains on the account. It can be equal to 30, 100 or 400 thousand rubles. The deposit can also be replenished. And the monthly interest accrued can be withdrawn or capitalized.

(+) Plus: it is possible to replenish your account and partially withdraw money without losing interest.

(-) Minus: low interest rate.

Conditions

• Duration: from 3 months to 3 years.
• Currency: Rubles / Dollars;
• Amount: from 30,000 ₽ / 1000 $;
• Replenishment: yes;
• Partial withdrawal: yes;
• Capitalization: yes.

Interest rate

In dollars

from 100 capitalization
from 3000 capitalization
from 10000 capitalization
from 200000 capitalization

Deposit "Manage Online"

The conditions of this Sberbank deposit for individuals are similar to the “Manage” deposit, only it is opened via the Internet. And interest rates are the same today.

See also the 50 most profitable deposits today.

Deposits with higher rates

These are premium deposits that cannot be opened by all individuals, but only by owners of the Premier or First service packages. They have higher interest rates, but the minimum investment amount also corresponds to the premium status of clients.

• From 700,000 rubles or 50,000 dollars for holders of the Premier package;
• From 5 million rubles and 150,000 dollars for clients with the “First” package.

The remaining conditions for premium deposits are the same as for basic deposits.

Contribution "Special Save"

Deposit with increased rates for owners of the Sberbank Premier or Sberbank First service package. Opens for an amount of 700,000 rubles or 50,000 dollars. Depositing and withdrawing money (except for interest) before the end of the term is prohibited.

Contribution "Leader Save"

Contribution "Special Replenish"

This is a replenishable deposit with increased rates for owners of the Sberbank Premier/Sberbank First service package. Opens for an amount of 700,000 rubles or 50,000 dollars. You can top up your account, but you won’t be able to withdraw money from the deposit without losing interest.

Contribution "Leader Replenish"

This is a premium deposit with increased rates for owners of the Sberbank First service package. Opens for an amount of 5 million rubles, 150,000 dollars or 150,000 euros.

Contribution "Special Manage"

This is a deposit with increased rates for owners of the Sberbank Premier or Sberbank First service package. Opens for an amount of 700,000 rubles or 50,000 dollars. Replenishment and partial withdrawal of money from the account is allowed.

Contribution "Leader Manage"

This is a premium deposit for owners of the Sberbank First service package. Opens for an amount of 5 million rubles or $150,000. Replenishment and partial withdrawal of money from the account is allowed.

See interest rates on deposits at Raiffeisenbank -

Special deposits of Sberbank

These are, one might say, social deposits. They are intended to receive payments and benefits, as well as charity. However, this does not mean that they are less profitable. On the contrary, the “Give Life” deposit, for example, has an interest rate quite comparable to the “Save” deposit.

Contribution

This is a deposit to receive income for retirement. It is intended for individuals receiving a pension from the Pension Fund of the Russian Federation, non-state pension funds, as well as ministries and departments providing pensions.

(+) Plus: it is possible to replenish your account and make partial withdrawals without losing interest.

(-) Minus: low profitability, restrictions on the period of investment.

Conditions

• Duration: 3 years;
• Amount: from 1 ruble;
• Replenishment: yes;
• Interest accrual: every 3 months.
• Capitalization: yes.

Interest rate

3.50% per annum without capitalization;
3.67% per annum with capitalization.

Not enough? See the most profitable bank deposits for pensioners

Deposit "Social"

This is a special deposit for children left without parental care. It can also be applied for by veterans or disabled people of the Great Patriotic War. The main feature of the deposit is that it can be opened in the name of an orphan by legal representatives.

(+) Plus: the ability to replenish and partially withdraw without losing interest.

(-) Disadvantage: low profitability, limitations on term and client categories.

Conditions

• Duration: 3 years;
• Amount: from 1 ruble;
• Replenishment: yes;
• Partial withdrawal without loss of interest: yes;
• Interest accrual: quarterly.
• Capitalization: yes.

Interest rate

3.15% per annum without capitalization;
3.28% per annum with capitalization.

Sberbank deposit “Give life”

This deposit is charitable. Part of the funds is used to help children with oncological, hematological and other serious diseases. Every 3 months, Sberbank transfers to the Gift of Life charity fund an amount of 0.3% per annum of the deposit amount.

Conditions

• Duration: 1 year;
• Currency: Rubles;
• Amount: from 10,000 ₽;
• Replenishment: no;
• Partial withdrawal: no;
• Capitalization: yes.

Interest rate

4.50% per annum without capitalization;
4.58% per annum with capitalization.

Savings account of Sberbank of Russia

A savings account for free and confident management of money on a daily basis.

Conditions

• Duration: Indefinitely;
• Currency: Rubles / Dollars / Euro / etc.;
• Minimum amount: Unlimited;
• Replenishment: yes;
• Partial withdrawal: yes;
• Interest accrual: monthly.

Interest rate

• from 1.00 to 1.80 in rubles;
• 0.01 in US dollars, 0.01 in euros, Canadian, Hong Kong and Singapore dollars, Chinese yuan, and pounds sterling.

How to register Sberbank deposits for individuals

Opening a deposit at Sberbank is easy, the main thing is that you have money that can be deposited in the bank!

1. In the office. To make a deposit, just contact any bank branch with money and a passport. Sberbank employees will complete all the necessary paperwork, and all you have to do is sign where required.

2. Online. If you are already a client of Sberbank and use Internet banking, then you can open a deposit without leaving your home. Log in to Internet Banking, select a suitable deposit and click the “Open deposit” button.

3. At the ATM. Use the nearest ATM and follow the instructions on the monitor.

Is it possible to open several deposits at once?

Yes. The client can make any number of deposits.

Is it possible to open a deposit for another person?

Yes. To open a deposit in the name of another person, you need your passport and a notarized photocopy of the passport of the person in whose name the deposit is made.

Is it possible to open a “family” deposit for several people at once?

No. The deposit is opened for one person only. But the client can issue a power of attorney for deposit management free of charge. Using it, you can withdraw money and receive account statements, replenish a deposit, as well as close it or transfer funds to another account. To issue such a power of attorney, you must contact the Sberbank office. Moreover, the authorized person does not have to come. The document is valid for 10 years.

Conditions for early termination

In any unforeseen situation, if clients need money before the end of their deposits, they can always get it.

Early termination of deposits “Save”, “Replenish”, “Manage” and “Give Life” carried out under the following conditions:

1. For deposits for a period of up to 6 months (inclusive) - at an interest rate of 0.01% per annum;

2. For deposits for a period exceeding 6 months:

During the first 6 months of the main (extended) term - based on an interest rate of 0.01% per annum;
after 6 months of the main (extended) term - based on 2/3 of the interest rate established by Sberbank for this species deposits on the date of opening (extension) of the deposit.

In case of early termination of deposits, interest is recalculated without taking into account monthly capitalization!

In case of early withdrawal of the deposit "Pension-plus of Sberbank of Russia" the rate established on the date of opening (prolongation) of the deposit does not change.

Answers to frequently asked questions

? What is the minimum balance?
This is the minimum amount that must be kept in your account during the deposit period.

? What's happened maximum amount contribution?
This is the deposit amount at the end of the day on the date of opening or prolongation of the deposit, increased by 10 times.

? What is interest capitalization?
This is the monthly addition of accrued interest to the deposit amount. As a result, in subsequent periods, interest is accrued both on the deposit and on this interest, and the deposit grows faster. The rate on a deposit with capitalization is higher than without capitalization.

? How can I withdraw accrued interest?
Interest can be withdrawn at any time in whole or in part. You can receive them through Sberbank Online or at the bank office.

? Under what conditions is the deposit renewed?
If you have not withdrawn the money at the end of the deposit period, it is automatically renewed on the terms and at the rate that are in effect on the renewal date. So the percentage may change. If the deposit is no longer valid, then it is extended until demand at a rate of 0.01% per annum, as specified in the agreement.

Conclusions: what are the benefits of individual deposits in Sberbank

According to our data, as of February 2020, there are 937 Sberbank branches operating in Moscow:

• Sberbank. Address: Kirovogradskaya, 8 k3. 1st floor. Opening hours: Mon - Fri from 09:00 to 18:00;.
• Sberbank. Address: Andropova Avenue, 42 k1. . Opening hours: Mon - Fri from 10:00 to 19:00;.
• Sberbank. Address: Chertanovskaya, 14 k1. . Opening hours: Mon - Fri from 08:30 to 19:30; Sat from 09:00 to 17:00;.
• Sberbank. Address: Sedova, 13 k1. 1st floor. Opening hours: Mon - Fri from 10:30 to 18:30;
• Sberbank. Address: Academician Millionshchikova, 19. . Opening hours: Mon - Fri from 10:00 to 20:00; Sat from 10:00 to 17:00;.
• Sberbank. Address: Demyan Bednogo, 5. . Opening hours: Mon - Fri from 08:30 to 19:30; Sat from 09:00 to 17:00;.
• Sberbank. Address: Sannikova, 13. . Opening hours: Mon - Fri from 09:00 to 18:00;.
• Sberbank. Address: Architect Vlasov, 39. . Opening hours: Mon - Fri from 08:30 to 19:30; Sat from 09:30 to 16:30;.
• Sberbank. Address: Stromynka, 19 k1. . Opening hours: Mon - Fri from 08:30 to 19:00; Sat from 09:00 to 16:30;.
• Sberbank. Address: Birch Alley, 9. . Opening hours: Mon - Fri from 09:30 to 18:30;.

What is the most profitable and profitable deposit in Sberbank in 2020: read how to choose and open a deposit with a higher interest rate today.

Sberbank, perhaps, primarily attracts depositors with its stability. It is no secret that registering individual deposits with Sberbank is one of the most reliable ways to invest money today. Sber is largest bank Russia in terms of the volume of deposits of individuals and ranks first in ratings for assets, equity capital and many others.

You can open a Sberbank deposit not only in Moscow, St. Petersburg or another large city, but even in small towns, since there are a lot of branches.

Of course, many banks in Russia offer depositors more high interest rates. But today you can also find savings programs with high interest rates in the updated Sberbank line. So let's consider what is the most profitable deposit in Sberbank in 2020.

What is the most profitable Sberbank deposit today?

Like many banks, Sberbank today has savings programs for ordinary individuals and premium clients. Of course, the latter are a little more profitable, but due to the large down payment and a number of other requirements, not everyone can apply for premium deposits. We will return to them below, but for now we will consider the most profitable products from the basic line that anyone can purchase.

1. The most profitable deposits from the basic line

Until recently, in order to formalize any of the basic deposits in Sberbank at the highest interest rates, you needed a computer or phone with an Internet connection, or at least an ATM. This was important because when opening a deposit in the Sberbank-Online Internet bank, an ATM or a self-service device, the interest rate was higher. But today this rule does not work!

Now the profitability of basic deposits does not depend on the method of registration, but varies only on the amount and term.

Accordingly, the rates for online deposits and those opened in a bank branch are the same.

Seasonal deposit of Sberbank “Catch the Spring”

This is a new promotional deposit that can be issued only from February 19 to March 14, 2020. And only remotely: via the Internet or at an ATM. The deposit has an increased rate of 5%, the investment period is 5 months.

(-) Minus: Without replenishment and partial withdrawal.

Conditions

• Duration: 5 months;
• Amount: from RUB 50,000;
• Replenishment: no
• Partial withdrawal: no.
• Interest accrual: at the end of the term

Interest rate

5% per annum

Sberbank deposit with a high interest rate

This savings program will be useful for keeping your money safe and getting a guaranteed income.

(+) Plus: high profitability.

(-) Minus: there is no possibility of replenishing the account and partially spending money without losing interest.

Conditions

• Duration: 1 month. - 3 years;
• Replenishment: not provided
• Partial withdrawal: not allowed, except for accrued interest.
• Interest accrual: monthly. The accrued interest can be withdrawn or transferred to the card account.
• The accrued interest is added to the amount, increasing income in subsequent periods.

Interest rate

from 1000 capitalization
from 100000 capitalization
from 400000 capitalization

In dollars

from 100 capitalization
from 3000 capitalization
from 10000 capitalization
from 200000 capitalization

Doesn't fit? See deposit rates at VTB Bank -

Deposit calculator

Sberbank deposit

A replenishable deposit for those who prefer to save and regularly deposit their funds using the convenient and reliable Sber Internet bank.

(+) Plus: it is possible to top up your account.

(-) Minus: there is no possibility of partially spending money without losing interest.

Conditions

• Duration: from 3 months to 3 years;
• Amount: from 1000 rubles / 100 US dollars;
• Replenishment: provided;
• Minimum contribution: cash - from 1,000 rubles / 100 US dollars, non-cash - unlimited;
• Partial withdrawal: not allowed;
• Capitalization: provided.

Interest rate

In dollars

from 100 capitalization
from 3000 capitalization
from 10000 capitalization
from 200000 capitalization

See also: 50 most profitable deposits today -

Sberbank deposit

This is a savings program for free money management with the ability to use part of the funds without losing interest.

(+) Plus: it is possible to top up your account and partially spend money without losing interest.

(-) Minus: low profitability.

Conditions

• Duration: from 3 months to 3 years;
• Amount: from 30,000 rub. / $1,000;
• Replenishment: provided. Cash - from 1000 rubles. / $100; Non-cash - unlimited;
• Partial withdrawal: allowed up to the minimum minimum balance without loss of accrued interest.

Interest rate

from 30000 capitalization
from 100000 capitalization 0.01%
from 10000 capitalization
from 200000 capitalization

Not enough? See the conditions for storing money at Rosselkhozbank -

Sberbank deposit “Give life”

This deposit for individuals is charitable. Part of the funds is used to help children with oncological, hematological and other serious diseases. Every 3 months, Sberbank transfers to the Gift of Life charity fund an amount of 0.3% per annum of the deposit amount.

Conditions

• Duration: 1 year
• Currency: Rubles
• Amount: from 10,000 rubles
• Replenishment: not provided
• Partial withdrawal: not provided
• Capitalization: provided.

Interest rate

4.50% per annum (4.58% per annum with capitalization).

The most profitable Sberbank deposit in 2020: which one to apply for

Let's try to find out which of Sber's basic deposits is the most profitable today. The easiest way is to compare percentages. But since deposit rates change depending on the duration of the investment, we will compare returns on specific periods.

Let's say you need to invest 500 thousand rubles for up to 1 year. Which deposit should you prefer? For clarity, the site has compiled a comparative table where they indicate the best offer for a specific investment period.

	Income after 1 year and in the amount of 500,000 rubles.
gift a life	22 946

As you can see, with a period of 1 year, the charitable deposit “Gift of Life” can be considered the most profitable today.

When investing for 5 months, the most profitable today will be the seasonal promotional contribution “Catch the Spring”.

But when investing money for other periods, the maximum income is provided by the “” deposit.

And if you intend to save money, then pay attention to the “Replenish” deposit. If you need to be able to withdraw part of the money from the bank at any time, then the “Manage” deposit will be the most profitable for you.

And finally, the most important thing. If you want to invest more than 700,000 rubles, then opening a deposit with higher rate for premium clients.

In 2020, Sberbank offers Moscow depositors several financial products with various conditions, including foreign currency and with the possibility of remote registration.

Terms of deposits

Sberbank's deposit line includes classical contributions with a variety of options (“Save”, “Replenish”, “Manage”), pension and charitable products. The “Save” and “Top up” products are convenient for investors who plan to place relatively small amounts of money (the minimum deposit is 1,000 rubles).

Interest rates on ruble deposits significantly exceed similar indicators for foreign currency deposits. In addition, the greater the possibilities for managing funds provided for the deposit, the lower its profitability.

If a deposit is opened by a pensioner, then cash are placed at the maximum rate that corresponds to the selected period, regardless of the amount. For clients of pre-retirement age, there is a mechanism for automatic transition to maximum bet upon reaching retirement age.

For owners of the Sberbank Premier or Sberbank First service package, special tariff plans with increased interest rates are provided.

Registration of cash deposits from Sberbank in Moscow

In 2020, deposits can be made by visiting the office in person (a passport or other ID is required) or through the Sberbank Online service.

To open remotely you must have minimum amount on one of the accounts from which funds will be debited and subsequently credited to the newly opened deposit. If you make a deposit online, the interest rate will exceed the base rate.

Features of deposits in Sberbank

Sberbank offers have lower interest rates compared to most others credit institutions. This approach is based on the bank’s traditionally conservative policy, as well as maximum presence in regions, cities and other populated areas countries. The reliability and accessibility of the bank for many depositors are advantages that outweigh the low profitability.

At the same time, it should be noted that the bank keeps up with the times and actively applies information Technology, which allow you to open deposits and work with them remotely, using a computer or application on mobile devices.