Transfer from card to current account. Transferring money from a Sberbank card to another bank account

Today, quite a few people are wondering: "How to transfer money from a Sberbank card to a phone?" This is a convenient and easy way to top up your mobile balance. Let's see how funds are credited from the card when you need it.

We replenish the card

The first step is to deposit money into your bank account. You can do this in any way possible. For example, through an ATM or cash desk of Sberbank.

True, if you prefer not to "communicate" with cash, then replenishing the card using an electronic wallet is more suitable for you. The money will be credited to the account approximately 4 days after the transfer is made. After that, it will be possible to think about how to transfer money from a Sberbank card to a phone.

Replenishment of the balance can take place in several ways. Let's look at everything we can. After that, you can choose the option that suits you best.

Mobile bank

Before starting any manipulations with your bank card and phone, you will need to activate the "Mobile Bank" function. As a rule, recently it has been offered to connect it already when you first receive your card or replace it with a new one. Do not refuse this service, because then registration may cause you some problems.

After the bank connects you to the Mobile Bank, you will be able to understand how to transfer money from a Sberbank card to a phone. True, there will be some nuances that should be taken into account. Without this knowledge, you are unlikely to quickly cope with the task. So, remember: the first step to top up your phone balance is to connect to Mobile Banking.

Top up your mobile

What if you decide to recharge your own phone number? The one to which the card is attached. Then you still need your mobile phone and Mobile Banking.

Of course, in order to answer the question of how to transfer money from a Sberbank card to a phone, you will have to use sending a message to the short number 900. It will be enough just to indicate the amount you want to deposit to your phone balance. After sending the message, the money will go to the mobile phone. This process also usually takes 5 to 10 minutes of free time. So do not panic if the money did not come immediately.

Top up any phone

So, if you are still asking yourself how to transfer money to your phone using a bank card, then you can again turn to the "Mobile Bank" from Sberbank. In addition to making transfers and replenishing your own account, you can easily and simply "throw" money on the number of your friend or relative.

What is needed for this? Sberbank will transfer money to the phone after you send SMS to the short number 900. What should I write in the text this time? Just a mobile number through 8, and through a space - the amount of money to replenish the balance. As soon as you send a message, money will be debited from your card account and transferred to the specified number. Interest on this operation, as well as on any other, is not charged. So, if you have a bank card, you can permanently get rid of paying interest at communication payment terminals.

Computer to help

Another sure way to transfer money from a Sberbank card to a phone is to use the Internet Bank. Logging into it is carried out using your computer and the login given to you with a password.

So, if you are thinking: "How to transfer money from a Sberbank card to a phone using a computer?", then first of all visit the Sberbank Online service. Here you will need to pass authorization. To do this, use your account and the password that you were given when you received the card. If you yourself registered in this service - use your data.

After you log in, confirm the entry by entering a special security code. It will come to your phone number. Next, a page will open in front of you, with the help of which you can manage your bank account linked to the card.

You can view your current balance, expenses, pay utility bills and even mobile spending. To do this, you will simply need to click on the operator on the left side of the screen (or select "mobile phone recharge" in the menu). A page will open that will display information about the replenishment. Here you will see the current account of your card, its number and type. In addition, here you can choose which number you want to transfer funds to.

There are two options here: either you transfer money to your number, or to someone else. In the first case, you do not need to change anything - enter the amount to be transferred in the appropriate field, then click "Next". Wait a few seconds - you will receive a message from the operator about replenishing your account with a certain amount. If you decide to "throw" someone money, then the number will need to be changed to the required one. This is quite an interesting way, because you do not have to rush around the city for a long time looking for the right payment terminal, where you can put money on your phone without interest.

Another way is the easiest

If you do not want to think about how to transfer money to your phone, you can activate the "Auto payment" service for your mobile phone. Then every month you will be credited with a certain amount of money (you will have to specify it yourself). In addition, this service will allow you to always be in touch and not "bother" problems with the balance. Sometimes this service can be more than useful. Everything will happen without your efforts and fully automatic. It is enough just to indicate the day of replenishment of the account and the amount of payment, after which at the appointed time you will receive SMS about replenishment of the balance. In addition, you will receive a notification about how much money is left on the card. This way you can control your expenses more precisely. As you can see, Sberbank cards are an excellent solution for many financial problems.

Sberbank is a large bank in Russia, whose services are used by millions of customers. The money transfer service is one of the most popular, so information on how to transfer money from a card to a Sberbank account is quite relevant.

How to transfer from a Sberbank card to a Sberbank card

Most often, customers need to transfer money from one Sberbank card to another card of the same bank. You can do this, in addition to the classic trip to the bank branch, in the following ways.

Funds in all cases are credited almost instantly, only in exceptional cases, the crediting may be delayed for one business day. In most cases, there is no commission for the operation, only when transferring funds to a debit card of another client, a commission fee of 1-1.5% is provided, depending on the method of the operation.

Through the Sberbank Online system

The Sberbank Online service allows customers to make a lot of transactions, including replenishing another card of the same bank. To transfer money, you must:

• enter your personal account by entering your name and password, as well as the password that will be sent to your phone as confirmation of the action;
• go to the "Transfers and payments" section by selecting the subsection of funds transfers to bank customers;
• in the field that opens, enter the card number or phone number of the person who will have to receive the money.

If the money needs to be transferred to your own card, then instead of the funds transfer section, other customers will need to select the transfer point between their own accounts. Otherwise, the sequence of actions is no different.

Given the universal availability of the Internet, the Sberbank Online service is becoming more and more popular.

Via smartphone app

The Sberbank Online service has a mobile version that allows you to carry out the same operations using your smartphone. The sequence of actions is practically the same as operations through the online service:

• log into your personal account by entering the confirmation password;
• select the payments and money transfers section. The system will offer to replenish the account by card number or mobile phone number;
• enter the card or phone number;
• confirm the action.

To transfer money to your own card, select the section for transfers between your own accounts.

By mobile phone

All clients are connected to the mobile banking system. By calling or sending a message, you can perform a lot of operations, including transferring money.

In the case of a transfer from one of your cards to another, you must send an SMS to number 900 with the following text:

• translation;
• the last 4 digits of the card from which funds will be deducted;
• the last 4 digits of the card to which the money should come;
• transfer amount.

SMS when transferring money between your own cards looks like this: "Transfer 0000 1111 100".

If money needs to be sent to a third party, then SMS has a slightly different look:

• phone number of the client who should receive the amount;
• the size of the transferred transfer.

As a response, an SMS will be sent to the phone number, which will contain the recipient's data and a code that will need to be entered as confirmation of the operation. If the data turned out to be correct, then the same number 900 will need to be answered by entering a confirmation code.

An SMS with a command to transfer to another client's card looks like this: "Transfer 9000000000 100".

Restrictive limits are set for the implementation of transactions by phone:

• you can send or receive no more than 8,000 rubles per day;
• no more than 10 operations can be performed per day.

Through an ATM

Sberbank has the widest network of ATMs among all banks operating in Russia. Using an ATM, you can not only withdraw cash, but also send the required amount to another client. The general algorithm of actions looks like this:

• insert the plastic into the card reader and enter the PIN code;
• in the general menu, select the payments and transfers section;
• in the section that opens, select the item for transferring funds;
• enter the card number of the person whose account is planned to be replenished;
• confirm the operation.

Finding a Sberbank ATM is not a problem in almost any locality.

How to transfer money from a Sberbank card to another card (in another bank)

The system for transferring funds to a card of another bank is similar. The only thing is that the term for crediting funds increases and can be up to five working days.

The amount of transfers is also different - you can send up to 30 thousand rubles at a time. The total amount of transferred funds per day is:

• 50 thousand rubles - for Visa Electron and Maestro cards;
• 150 thousand rubles - for other types of cards.

In addition to transferring at a bank branch, you can transfer money in the following ways.

The algorithms for transferring funds to a Sberbank card and to a card of another financial institution differ little from each other.

Through Sberbank Online

The algorithm for making a transfer through the Sberbank Online application is as follows:

• Login to your account by entering your username and password. As a confirmation of entry, you must also enter the one-time password that came to your mobile phone;
• after entering the menu, select the item "Payments and transfers". In it you will see a section of payments to cards of other banks, where you should go;
• enter the number of the card to be replenished and confirm the action.

Via mobile app

The scheme for transferring funds using a mobile application to a smartphone is practically the same. To make a payment, go to your personal account by entering your personal code and select the point of payments to an account opened with another bank. Next, you need to fill in all the fields (card or account number of the recipient) and confirm your actions.

Using a self-service terminal or ATM

To replenish a card registered with another bank through a terminal, you must:

• insert the card into the card reader and enter the PIN code;
• select the payments section, in it - the funds transfer tab;
• enter the recipient's card number and confirm the action.

Is it possible to transfer money from a Sberbank card to an account?

Many people think that the card number and account number are the same. In fact, the card number is a personal code assigned to each bank card, which is shown on the front side of the plastic. The client usually has one account number, and several cards can be linked to it.

Most often, an account number is needed if it becomes necessary to transfer money to a legal entity.

You can transfer money to an account opened in rubles, dollars or euros. The amount of the commission depends on the total amount, where exactly the account is opened, and a number of other factors.

You can transfer money at a bank branch and through the Sberbank Online system.

To transfer money to an account, you need to know the relevant details: its number, name and BIC of the bank where it is opened.

At the bank branch

To transfer funds to an account at a bank branch, you need to know:

• replenished account number;
• the number or address of the branch of Sberbank where the account was opened, or the BIC and the full name of the bank if the account is opened with another financial institution.

To transfer money to an account, you just need to come to the Sberbank branch, provide the necessary data and present your passport.

Through Sberbank Online

Another way to transfer money to an account is to use the Sberbank Online system. For the action, you need to know the same data as when transferring at a bank branch.

To transfer money, you must:

• log into your account by entering your username, password and one-time confirmation password;
• select the section of payments and transfers, in it - the subsection of transfers by details (or in favor of the organization, if the payment is to the account of a legal entity);
• enter the data in the window that opens and confirm the action.

Results

So, there are a lot of options on how to transfer money to an account from a Sberbank card. If earlier the vast majority of customers tried to transfer money at a bank branch, then with the development of new technologies, more and more people prefer online systems and mobile applications. Such ways to transfer money are much more convenient and can significantly save time.

It receives funds transferred by customers for goods or services. It is not possible to spend money from the account, making everyday purchases. Therefore, there is a need from time to time, i.e. the same entrepreneur.

How to make a transfer correctly

In order to transfer money from an account to a card, you can use three methods.

Using the Sberbank Online system

If you chose Internet banking to complete the transaction, then you first need to register and receive a login and password. You can do this at a branch of a financial institution or through an ATM.

1. log in to your personal account of the Sberbank Online Internet service (in addition to the received login and password, the system will request a one-time code that will be sent to you in an SMS message)
2. go to the section of payments and transfers
3. open tab Transfer and exchange of currencies
4. select the option of transferring to a private person
5. Specify the account from which funds will be debited
6. fill in the fields with the details of the recipient's card and enter the transfer amount
7. approve the transaction with a one-time password (a request for such a code occurs when transferring more than 3000 r) from SMS and complete the operation

After confirmation, you will receive a debit from your current account.

Automatic transfer through the Autopayment service

If you regularly need to make a transfer of this kind, then Sberbank allows you to use the function. To do this, create a template in your personal account online - in the appropriate section, enter the requested details:

• who acts as the sender of funds
• number of the bank card to which accruals will be received
• transferred amount
• date of regular payments

After that, you will not need to constantly fill out the transfer form, entering all the information again - now the system will do it. Also, after each transaction, an informational message will be sent to your mobile phone.

Through a bank branch

An easier way, since all manipulations are performed by a bank employee. It is enough for the client to provide a passport.

When transferring to someone else's card

In the case when the card to which the funds will be transferred does not belong to the owner of the current account or is simply issued in another bank, then it will be needed: card number, number / address / BIC / name.

If the open account and payment instrument are issued in Sberbank for one person, then the cashier will find out all the information from the passport (if there are several, then it is necessary to clarify which ones will be involved in the transaction).

Transfer terms

When making a transfer from an account to a card, there are some features.

Valid currency

Regardless of the chosen method of transfer, money transfers from an account opened with Sberbank are made only in three currencies: Russian rubles, US dollars or euros.

Terms of enrollment

The full one lasts no more than two working days, i.e. excluding official holidays and weekends (also take into account the bank's work schedule).

Commission rates

Take into account additional deductions from the account, which will be carried out as a commission for a transaction between different cities.

The transfer fee

• through Sberbank Online (transfer is carried out by card number): 1% (no more 1000 r. 0.5% (no more 50$ ) when using foreign currency
• through a bank branch: 1.5% (with range from 30 to 1000 r.) when transferring Russian rubles and 0.7% (no more 100$ ) when using a foreign currency.

For all other options, this service is provided free of charge.

Sberbank also provides the opportunity to cancel the transfer operation even after it has been completed. However, this service also requires a fee. When transferring Russian rubles, it will be 150 r., when transferring in US dollars or euros - 45$.

Often, for some reason, citizens need to transfer money from the card to the company's current account, but they just cannot do this, because this operation seems complicated to them. Indeed, if you make such a transfer yourself, you may encounter the problem of filling in the details. It’s not for you to transfer money from card to card, when you just need to enter the number of the recipient of an individual, more data is required here. We will not frighten or intrigue you in advance, we will consider the question of interest to you in order.

Through a bank branch

To perform the operation of interest, a citizen must take his plastic, transfer details, passport and go to the branch of the bank that issued the card. Of course, you can go to any bank that comes across, but then you will have to pay an extra commission for the transfer. We go to the bank branch and turn to a specialist with a request to help in transferring money from the card to the account of the organization.

The employee enters all the necessary data, writes off the required amount from the card and credits it to the company's account. The operation is not instantaneous, usually it takes about 1-3 days, but sometimes the money comes in a few hours. The bank employee will warn you about the amount of the commission separately, and if there is not enough money on the card, the commission can be paid in cash at the bank's cash desk. When transferring money in rubles, from a card to an account of a company located outside the settlement:

• Sberbank takes a commission - 1.5% if the account is opened with Sberbank and 2% if the account is opened with a third-party bank;
• VTB 24 takes a commission - 1% if you transfer to an account opened with VTB and 1.8% if the account is opened with another bank;
• Alfa Bank charges 2% for an internal transfer and 2.5% for a transfer to a company account in a third-party bank.

After the operation, do not forget to take the receipt and keep it for a while, just in case.

Transfers to the account of LLCs and individual entrepreneurs can be done through a bank specialist, but oddly enough, today more and more often these same specialists send visitors to the nearest ATM, they say, it’s easier that way. Indeed, in some cases, when making a transfer through a self-service device, the bank charges a lower commission. Let's take a look at how to make a transfer of interest to us through a Sberbank ATM.

1. Write down all the payment details on a piece of paper, but rather ask a bank employee to help you, it will be faster if, of course, employees provide such services. In Sberbank branches, they definitely help.
2. We insert the card and log in.
3. Select the "Transfer Funds" section.
4. Select the subsection "Transfer to current account".
5. A window will open with many free fields that need to be carefully filled in, this is a form of a payment document.
6. Next, enter the required amount, taking into account the commission, and confirm the financial transaction.
7. We make sure to collect the check.

The money will be credited to the account within a day. In rare cases, the transfer may be delayed by 2-3 business days. Commission for transfer through an ATM is either not charged, or is up to 1%.

Via internet banking

Many are now abandoning the traditional ways of transferring money from a card to a legal entity account, and there are reasons for this. It is much more convenient to perform this operation via the Internet, more precisely through the Internet bank. Let's see how you can make a transfer through the Sberbank Online system.

1. First you need to enter your username and password as usual, and then make a confirmation via SMS.
2. Now we find the tab "Transfers and payments" and go into it.
3. We find the subsection "Transfer to the client by details" and open it.
4. We fill out the form, indicate the amount and then confirm the action.

The Sberbank Online system provides a very fast transfer of money from a card to a legal entity's account. At the same time, you are at home and do not waste time traveling to the bank and going to the nearest ATM. When transferring, you are charged a minimum commission, so there are only pluses in using the Sberbank Online system.

Alfa-Bank offers the simplest and safest ways to transfer funds, both between the cards of its customers and to the accounts of third-party banks. Clients can take advantage of advanced technologies, thanks to which funds are received in the shortest possible time. Transactions are available around the clock. For financial transactions, you can use Alfa-Click, Alfa-Mobile and other services.

Benefits for customers:

• simplicity;
• security guarantee;
• round-the-clock bank support service;
• Efficiency of receipt of funds, including to the accounts of other banks.

To carry out a transaction, the user must enter the following data:

• surname, name and patronymic of the recipient. You must also include the account number. Alternatively, you can enter a mobile phone number or e-mail. An important nuance is that the currency of the accounts when making a transfer must be the same, for example, dollars;
• in the next menu, you must specify the purpose of the payment, for example, "To pay utility bills";
• then you should select the account from which the funds will be debited;
• the amount of funds.

What should you be aware of when making a transaction?

It is necessary to check the contact details of the sender and the card number. If the system detects an error, the funds will be blocked until the transaction is verified and rejected.

If a financial transaction is performed with a phone number or mailbox, then the (current) recipient is performed.

In cases where money needs to be transferred to a credit card (or consumer loan), the surname and account number must be indicated.

When making regular transactions in favor of the recipient, it is recommended to use templates.

Thus, it is possible to minimize the human factor, and, as a result, the number of errors. Moreover, Alfa-Bank services allow you to transfer funds according to a specific schedule.

Transfers to accounts in other banks

Holders of AB plastic cards can send funds to the accounts of any banks, regardless of which payment system it belongs to.

The service is available for individuals and legal entities.

To transfer money to a card of a third-party financial institution, you must specify:

• recipient identification number;
• Account number.

TIN for individuals is not required. The account number consists of 20 digits. The bank's BIC is a code that can be obtained on the official website of a financial institution.

When entering the first digits, the system will automatically suggest the names of banks, from which you need to select the one to which the money will be transferred. It is recommended that you carefully check the fields filled in, because if there are errors, the funds will be blocked for a short time. The transaction fee is charged in accordance with AB tariffs in excess of the transfer amount. Currently, Alfa-Bank allows you to transfer funds between your clients' cards for free. The commission for transferring to a card of a third-party bank is 1.95%.

Transfers using modern Alfa-Bank applications

The undisputed leader in translations is the free Alfa-Click service.

Alfa-Mobile offers similar opportunities for mobile gadgets, the cost of which is from 49 rubles per month. A light version of the service called Alfa-Mobile-Light is available for free, but has restrictions on making payments.

Active users of the mobile Internet should pay attention to the O!pp service developed by Alfa-Bank specialists for iOs and Android operating systems.

All financial transactions are simple and safe, as they go through the AB processing center. Transactions are based on MoneySend and Personal technologies. Transfers to any accounts are made in one touch using the created templates.

Alfa-Bank continues to expand the list of innovative services that are appreciated by millions of grateful customers.