Where to open a monthly deposit at a high interest rate. Where to open a monthly deposit at a high interest rate “New Year’s Dreams” - MKB

Bank deposits– this is still the most reliable way to invest your own savings and receive from them passive income. Today, every owner of equity capital has a unique opportunity to choose the most profitable proposition V commercial banks, for the reason that the supply market is quite large. The profitability of the deposit is determined by the interest rate on the deposit, but the highest rate usually applies to long-term cooperation, although some potential clients need to invest money for a short period, namely 30 days. Therefore, you should definitely review the current offers and determine where to open a deposit for a month under high percent.

Banking offers today

Peculiarities bank deposits the fact that the bank does not limit the terms of placing funds in the account. But at the same time, the client must decide for what period he would like to conclude an agreement with the bank for one month or for 1 year, this is what determines the profitability of the deposit. Next, let's consider where the most profitable investment for 1 month, or, more precisely, we will provide an overview of current offers for today.

Moscow Industrial Bank

Here you can open a bank deposit for 1 month with an interest rate of 5.5% to 6% per year, depending on the deposit amount. The interest rate is determined as follows:

• for amounts over 3,000 rubles 5.5% per year;
• from 100,000 rubles 5.75% per year;
• from 1.5 million rubles 6% per year.

Among other conditions, there is no replenishment; early termination of the contract is not provided without loss of interest. For pensioners, the interest rate will increase by 0.25 points. The contract is renewed automatically, but not more than 24 times.

Please note that the bank indicates the annual interest rate, that is, to calculate your profit for 1 month you need to calculate the percentage using the following formula: interest rate divided by 12. For example, if the annual interest rate is 5%, then for the month your profit will be 0.416% of the original deposit amounts.

Bank Avangard

If you are looking for a fixed-term deposit for 1 month, then the offer from Avangard Bank of the “Basic Internet” deposit is ideal for you, according to the terms of which interest is paid at the end of the term without capitalization. By the way, under the terms of this offer you can open a savings account for a period of 10, 20, 30, 90, 183, 365 days. If you take out a deposit for 1 month, the interest rate will be 6.5% per year, minimum amount from 10,000 rubles.

But you can open a deposit and carry out various operations on the account only remotely, through Internet banking; accordingly, the service is available only to existing clients of this financial institution.

Sovcombank

The “Interest on Interest” program operates here, the minimum period for placing funds on the account is 31 days, with an interest rate of 6.9% per year, the minimum amount is 30,000 rubles. If you are already a bank client, you can open an account without leaving your home through the Internet banking system, and your rate will be increased by 0.3%. The contract is automatically extended for the next term.

Rosselkhozbank Here, among the numerous deposit offers, there is the “Profitable” deposit. According to its terms, a potential investor can place funds for a period of one month with an interest rate of 6.5% per year. Minimum amount from 3000 rubles,

Interest is paid at the end of the contract. Prolongation for the next term is carried out automatically.

Please note that when opening a deposit account through the online service, the rate increases by 0.2 points.

J&T Bank

Here the bank offers its clients the “May” deposit, according to its terms, the rate is 7.5% per year, the minimum validity period is 31 days. Amount from 500,000 rubles.

By the way, here there is no provision for automatic renewal of the contract for the next term; interest is paid at the end of the contract term.

• Bank "Revival
• Here you can open a deposit for a period of 32 days. In this case, the conditions will be as follows:
• amount - from 10,000 rubles, rate - 6.4%;

amount - from 500,000 rubles, rate - 6.6%;

amount - from 1.5 million rubles, rate - 6.7%.

According to the terms of the agreement, interest is paid at the end of the term. The contract extension is carried out automatically. Marine Bank Here you can open a deposit for a month

at an interest rate of 6.95% to 7.15% per month,

depending on the amount. By the way, the minimum amount is 3,000 rubles per month, interest is paid monthly. The contract is automatically renewed for the next term. commercial Bank, the branch of which is only in the capital of our homeland. Here, a potential investor can open a time deposit for a period of 10 to 29 days in the amount of 600,000 rubles at an interest rate of 5.25% per year. Moreover, if you open an account for a period of 30 to 90 days, the interest rate will be increased to 8.25 percent per year.

Advantages and disadvantages

As you can see, opening a monthly deposit at a high interest rate is quite simple, because there are many offers on the market. However, short-term deposits have several advantages and disadvantages. Among the disadvantages is that the client cannot count on capitalization of interest insofar as most banks pay profits at the end of one calendar month. If the client has not received the money at the end of the contract and, according to the terms of the bank, a prolongation is provided, then his profit will be added to the body of the deposit, and accordingly, in the next period, interest will accrue a larger amount. In addition, short-term deposits cannot be replenished and partial withdrawals of cash; to be more precise, money can be received at any time, but the bank will change the conditions and reduce the rate to the rate for the “Demand” account, which ranges from 0.01% to 0. 1%.

Advantages can also be found, for example, if you have free funds, you can put them in your account for a short period of time and get a small benefit from them. In addition, if you do not manage your money in a timely manner at the end of the contract, the bank will automatically extend the term for you, the only nuance is that when prolonging, the rates on the day of the prolongation apply. That is, if the bank reduced the interest rate during this period, while the funds were placed in the account, then for the next period your savings will be placed at a lower interest rate.

Please note that all conditions at the bank are strictly individual and regulated by the agreement for servicing the deposit account.

Thus, each potential investor has the opportunity to place his funds in a bank account for any period. It will be quite easy to open a deposit for 30 days; to do this, you only need to choose one of the bank’s many offers and personally contact the branch or use the remote service.

For 1 month - this question interests many residents of the capital. The economy in the country, and throughout the world, is unstable, inflation depreciates the value of existing cash" In Moscow, 1-month deposits are the most popular deposits in 2020. If you have an impressive amount of money on hand, you can make it bring profit in short time. By placing a deposit at high interest rates, in a month you will receive additional profit, which you can dispose of at your discretion.

How interest is calculated on short-term monthly deposits in Moscow

If you have a large amount of money that will soon be used somewhere (business expansion, purchase of real estate, etc.), it is better not to waste time, but to take out a deposit for 1 month in Moscow. What are the benefits:

• considerable interest is expected, because interest will accrue and grow taking into account the size of the amount;
• an insurance guarantee will allow you not to worry about the safety of your funds;
• short-term deposits are automatically extended, with capitalization of the amount and preservation of the interest rate.

On the day the deposit expires (after 30 days), you are guaranteed to receive the amount you invested plus additional income - at a fraction of the interest.

Trade on stock market, like any other activity, is best done by professionals. However, every professional was once a beginner and needed help and support. We’ll tell you what a novice trader should pay attention to first.

For legal entities

Settlement and cash services at B&N Bank

The article talks about tariffs for cash settlement services for legal entities at B&N Bank, as well as additional services within the framework of cash settlement services. The main service packages are listed and the conditions for using each of them are indicated.

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Slavery in Russia was abolished in 1861, and “wage slavery” in 2015. What has changed since then and how banks attract salary clients who went on a free voyage? We'll tell you about the most interesting offers: interest on balance, cashback, preferential loans and VIP privileges.

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Current account at Pochta Bank

Post Bank – universal credit organisation, included in the TOP-30 banking sector of the country. In this article we will talk about the features current accounts for business in Pochta Bank, the cost of their service and the procedure for opening.

• Changes in rates

  Expobank has revised the conditions for placing the Yubileiny 25 deposit

  Expobank increased the rate on the Yubileiny 25 deposit. Now, when placing funds for 1 year (366 days) and receiving interest at the end of the contract, the profitability deposit program will be 6.5% per annum. The amount to be placed remains the same - from 100 thousand to 20 million rubles. Deposits for 366 days can be replenished within 60 days from the date

  30 Dec 2019

• RSHB offers to issue a deposit with increased profitability

  Until the end of this year, you can open a deposit at Rosselkhozbank with a yield of 7% per annum. The rate is provided on the “Profitable” deposit when placing funds for 3 years (1095 days). Interest is paid at the end of the deposit agreement. RSHB has other deposit services, the rates for which are higher when

  02 Dec 2019

• Current

  Absolut Bank has improved the conditions for the “Absolute Income” deposit

  Absolut Bank allowed clients to replenish the “Absolute Income” deposit within a month after its opening. Maximum amount additional contributions are set at 10 million rubles / 200 thousand dollars. The amount of one-time replenishment is from 1 thousand rubles / 100 dollars. Depositors can also now withdraw interest credited to the deposit account without waiting

  06 Nov 2019

• New Product

  Rossiya Bank introduces a new autumn deposit

  Rossiya Bank has added a new seasonal deposit service. Maximum bet for the “Velvet Season” deposit is 6.4% per annum. The rate is provided when placing at least 10 million rubles on a deposit account for a period of 1 year. The deposit can be issued for a minimum of 31 days. The deposit volume is from 3 thousand rubles. The minimum deposit rate

  17 Sep 2019

• Idea, Novella and Ideal are among the UBRD investors

  According to the Ural Bank R&R, women most actively use the deposit services of the credit and financial structure. At the same time, the average deposit amount among men is greater than among representatives of the fair half of humanity. In absolute terms, this is approximately 660 and 490 thousand rubles, respectively. Based on the results of the first 5 months of 2019

  June 24, 2019

• New Product

  "Renaissance" presents the "Double Benefit" contribution

  Bank Vozrozhdenie offers to open a “Double Benefit” deposit. The maximum profitability of the new deposit service is 7.98% per annum (including capitalization). The rate is provided when placing funds for 1 year. The minimum amount for placement is 50 thousand rubles. The “Double Benefit” deposit is issued after the conclusion of the agreement

  01 Apr 2019

• New Product

  "Vozrozhdenie" offers to formalize the contribution "Traditions of Growth"

  Bank Vozrozhdenie has developed a new deposit service, which makes it possible to receive an income of up to 8.26% per annum. The rate is provided when placing funds in an amount of 500 thousand rubles for a period of 3 years (1095 days). The minimum placement volume within the Traditions of Growth deposit program is 10 thousand rubles, the minimum

  March 04, 2019

• Changes in rates

  Promsvyazbank has increased the attractiveness of the “My Income” deposit

  The yield on Promsvyazbank’s flagship deposit “My Income” increased to 7.8% per annum. The rate is provided when placing at least 100 thousand rubles on a deposit account for a period of 18 months using remote services banking services(online and mobile bank, ATMs). An income of 7.8% per annum can also be received by pensioners,

  20 Feb 2019

The highest rates on deposits in Moscow banks from the top 10 are presented on this page. You can compare and select a deposit under maximum percentage for today, in 2020.

Bank deposit for individuals today is one of the most accessible tools for investing savings. By opening a deposit, you keep your money in a safe place, receive a small income on it, and also have quick access to it if necessary.

Most deposits that are issued at maximum interest rates have common features. They cannot be replenished, and partial withdrawals of money without loss of interest are also prohibited. The only exception is short-term deposits for a period of 1-3 months. But they, in general, are not time deposits, but savings accounts with no time limit for investing savings.

When choosing a deposit, of course, first of all everyone looks at the interest rate that the bank offers. Below are the most profitable deposits for individuals today in Russian banks from the top 10, as well as their breakdown by terms:

• 1 month;
• 3 months;
• 6 months (six months);
• 1 year (12 months).

Deposits with the highest interest rates today

Thinking about where to invest money in 2019 so that it works, many are wondering: which bank has the highest interest rate on deposits today. But when opening a deposit account in a bank, you should pay attention not only to the interest rate, but also to the conditions of this deposit, such as the minimum amount and deposit period.

Deposits at maximum interest rates in top 10 banks

"New Year's Dreams" - ICD

• No replenishment
• No partial withdrawal
• Capitalization monthly
• % monthly

“Your success” - Gazprombank

• No replenishment
• No partial withdrawal
• Capitalization monthly
• % at the end of the term

“Fix your income” - Rosselkhozbank

• No replenishment
• No partial withdrawal
• Without capitalization
• % at the end of the term

"Reliable Promo" - FC Otkritie

• No replenishment
• No partial withdrawal
• Capitalization monthly
• % monthly

“150 years of reliability” - Rosbank

• No replenishment
• No partial withdrawal
• Without capitalization
• % at the end of the term

“Even higher” - Alfa-Bank

• No replenishment
• No partial withdrawal
• Capitalization monthly
• % monthly

“My income” - Promsvyazbank

• No replenishment
• No partial withdrawal
• Without capitalization
• % at the end of the term

Deposits at maximum interest for 1 month

Deposits at maximum interest for 3 months

Deposits at high interest for 6 months

Deposits at high interest for 1 year

If you need to withdraw all the money from the deposit before the end of the term, you can do this at any time. However, interest will most likely not be accrued!

Deposits at maximum interest for 3 years

What is the safest amount to open deposits for?

According to Russian legislation, deposits up to 1,400,000 rubles are insured if the bank participates in the deposit insurance system. If the license of such a bank is revoked, the Deposit Insurance Agency, through agent banks, fulfills obligations to its depositors within the established limit. This is the meaning of guaranteeing the safety of savings entrusted to the bank.

In short, if you invest less than 1,400,000 rubles, then you can choose highest interest rate on bank deposits– if the license is revoked, of course, you will have to be nervous, but the money will still come back.

Repayment of funds above the specified amount is not guaranteed, so if you keep more than 1,400,000 rubles in the bank, then you are taking on increased risk.

Find out the exact conditions and interest rates on deposits in branches or on the official websites of banks. The data is presented for informational purposes only and does not constitute a public offer.