Raiffeisen debit cards limits. Raiffeisenbank partner banks. Cash withdrawal fee at Raiffeisenbank

Raiffeisenbank cards are deservedly popular due to their low service costs and a large number of convenient options. Despite the fact that non-cash payments are becoming increasingly common these days, sometimes there is a need to receive banknotes at an ATM. When performing such transactions, commissions are often charged, so it is important to know the size of the commission for withdrawing cash from Raiffeisenbank, as well as how to get money in cash with maximum benefit.

Fee for withdrawing money from Raiffeisenbank debit cards

Fee for withdrawing money from Raiffeisenbank credit cards

A credit card is essentially intended for non-cash payment for services and goods. But sometimes you need to take it off borrowed funds. Commission fees from credit cards for this service are higher than from debit cards, and their size depends on the type of loan product and the use of “native” or third-party ATMs.

As can be seen from the table: credit Visa card Classic Cash is serviced under special conditions. It is possible to withdraw cash without commission from ATMs of Raiffeisenbank and partner banks.

Attention, there are restrictions on withdrawing funds from Raiffeisen cards, details in the article:

Raiffeisen Bank partners: commission-free ATMs

Cooperation between financial institutions is aimed primarily at ensuring that clients can withdraw cash from cards at no extra cost. For this reason, modern large banks unite into a network and enter into appropriate agreements, under the terms of which, within the designated banking group, cardholders are not charged a fee for cash withdrawals.

Raiffeisenbank ATMs and terminals are present in almost all localities of the country and with their help you can get money in cash without commissions. Many people are interested in where else to withdraw funds from a Raiffeisenbank card without commission. So, this is possible in self-service devices of several banks:

But there is no need to confuse the use of ATMs and transfers from a Raiffeisen card to another card; the conditions and commission for the transfer may be different.

Raiffeisenbank offers very favorable terms for servicing card products and does not establish interest rate for issuing banknotes in your own equipment. For a similar operation with credit plastic, the bank also does not charge too high a commission. However, when receiving money from third-party institutions, you should carefully read the terms and conditions of the transactions. And if the commission turns out to be unreasonably high, it makes sense to look for ATMs of Raiffeisenbank partners so as not to overpay.

Remote service is an important aspect characterizing the quality of a banking organization. Using ATMs, you can deposit and withdraw money without commission, make money transfers and payments in favor of third parties. But not every bank can boast of a wide network of technical devices. In this case, companies enter into partnership agreements with each other, allowing customers to use third-party devices on loyal terms. So, Raiffeisen Bank partners providing free service at ATMs.

ATMs

At the moment, Raiffeisen Bank has 2,000 of its own ATMs throughout Russia. 16,000 technical devices of partners where you can withdraw cash according to the terms of your tariff, as if the service was being carried out at Raiffeisen Bank. And besides, 7,700 terminals where you can deposit money onto cards and accounts without commission.

All over the world Raiffeisen Bank has more than 22,000 technical devices, including partner ATMs, where it is possible to withdraw money without commission, as well as in the country’s currency, taking into account conversion. Possible functions of ATMs of Raiffeisen Bank and partners:

• cash withdrawal in rubles and foreign currency;
• crediting funds to card accounts and paying third parties;
• money transfers from cards to cards of other banks in Russia;
• checking account balance;
• change PIN code;
• depositing the amount on a mobile phone;
• connecting or disconnecting your personal account;
• changing your cell phone number for SMS notifications, as well as connecting and deactivating the service.

Cooperation with other banks allows you to use some of the functions in third-party ATMs “at an internal rate.” Let's look at which banks Raiffeisen cooperates with.

You can top up funds at Raiffeisen Bank partner banks without paying an additional commission. Rubles are credited to your card account instantly. When foreign currency– on the same day from Monday to Saturday until 18:00. If you pay later or on Sunday, then crediting may occur on the upcoming business day.

Partners offer more than 7,000 terminals and ATMs with the function of depositing money. Banks cooperating with Raiffeisen in this area:

• Credit Bank of Moscow;
• Binbank.

These partners do not charge a commission for transactions; they have representative offices in 30 regions of the country. Through ATMs it is possible to deposit up to 45,000 rubles per transaction. If you need to top up your account in another currency, this can be done through the cashier at the branch.

You can make no more than three credit transactions in one day for free. There can be up to 10 such operations per week, and a limit of 15 operations per month is set. You can top up your account by 300,000 rubles per week, and up to 450,000 rubles per month. There are restrictions on some tariffs, for example corporate cards, this information must be clarified in advance with specialists.

In addition, partners offer to deposit money into the account in cash, i.e. in such banks you withdraw money from your Raiffeisen card without any costs. So, a list of partners and maximum amounts for operations.

This amount of money can be withdrawn one time without commission. Also banking organizations They can independently set a monthly, weekly and daily limit, which varies depending on the decision of the bank. Therefore, the exact limit can be clarified with Raiffeisen Bank or partners immediately before performing the operation.

Financial institutions benefit from having such additional agreements. This allows companies to save on maintenance of technical devices and specialists. There is no need to create additional lease agreements.

Raiffeisen Bank, like many popular financial institutions, cooperates with other banks. In this case, we talk about mutual benefit when using ATM and TCO. Raiffeisen Bank partners allow you to withdraw funds from their ATMs without commission.

Partners and limits

At the moment, on the account of Raiffeisen Bank:

• more than two thousand of our own automated teller machines (ATMs) in Russia;
• more than 17 thousand partner ATMs;
• more than 7 thousand terminals (TSO).

Cash withdrawal

The bank's partners are several large Russian credit institutions, from whose ATMs you can withdraw money.

The withdrawal limit is on average 200-300 thousand rubles per day. The limit may depend on the category of the card and the established restrictions of the partner bank itself. The average monthly limit for banks is from 300,000 rubles to 3,000,000 rubles.

Replenishment

You can top up Raiffeisen Bank cards at TSO BinBank, MDM, MKB. Depositing to the card account is made without commission. The limit on one-time replenishment is no more than 45,000 rubles. The monthly replenishment limit is 450,000 rubles.

08.08.2018

Partner banks of Raiffeisen Bank allow you to withdraw cash without commission at any time of the day. You should be aware of the fact that only certain types of cards are accepted. These include debit cards marked: Classic, Gold, Standard or Platinum.

List of partner banks of Raiffeisen Bank

There is the following list of partner banks of the institution on the territory of the Russian Federation. These include the following list:

• Bank Uralsib;
• Tatfondbank;
• Rosbank;
• UniCredit Bank;
• Moscow Credit Bank has more than eight hundred devices, most of which are located in Moscow and the central region.
• MDM Bank.
• Binbank;
• Gazprombank;
• Rosselkhozbank.

At all ATMs, users can not only withdraw cash, but also make transfers, connect and restore access to Internet banking, change the PIN code, and pay for services.

Another condition for withdrawing funds is restrictions on amounts. When you arrive at the ATM, you should view information about the limits that are in effect at a given time. If you withdraw more than the allowed amount, additional fees will apply.

As for the minimum commission amount, it differs from ATM to ATM. In some cases you can pay 15 rubles, and in others 100 rubles.

Post navigation

Raiffeisenbank is a Russian subsidiary of a large holding company Raiffeisen (Austria). Currently, the bank is strengthening its position in the financial sector, successfully developing its own network and establishing business partnerships with the best Russian financial organizations. The merger of ImpexBank in 2007 allowed Raiffeisen to become one of the 15 leading banks in the Russian Federation, leading in the field of lending and investment from individuals, as well as in terms of asset size.

In view of the increasing volume of non-cash payments using payment cards, the primary task of any growing bank is to create an accessible and simple system for servicing its clients on favorable terms. This need has led to the formation of a powerful financial alliance that allows clients to withdraw, top up, and transfer funds using self-service devices and ATMs of any of the partner banks.

Raiffeisen clients have access to a wide network of ATMs throughout Russia, including 2 thousand of the bank’s own ATMs . Customers benefit from the terms of service provided by Raiffeisen Bank's partner banks. Commission-free ATMs installed by partners throughout Russia currently number more than 16 thousand devices.

Raiffeisenbank's partner banks provide services for withdrawing funds from a card in cash without charging any commission. The Raiffeisen plastic card allows you to do the following:

• transfer to another card;
• gaining access to the Internet Banking service, restoring access;
• connecting your phone to the SMS notification service;
• changing the card PIN code;
• various payments (payment for cellular communications, Internet, utility bills, etc.);
• cash withdrawal.

What is the commission for cash withdrawal?

Since cash withdrawals from a third-party bank require a service fee, before using the self-service devices of another financial institution, you should make sure that it is one of Raiffeisenbank’s partners. Partner banks provide their service to bank clients without commission, but third-party financial organizations will have to incur additional costs.

Cash withdrawals from a third-party terminal are subject to the following conditions:

1. Cash withdrawal limit – 3 million rubles in a day.
2. Cash withdrawal at a cash desk or branch - with commission 300 rubles or 0.7% from the amount withdrawn.
3. Cash withdrawal fee in financial organization, not part of the Raiffeisen partner network - 150 rubles and additionally 0,5% from the sum.

If you use a Raiffeisenbank ATM to withdraw cash using a card from another issuer, you must take into account the partnership rules. Cards of partners with whom Raiffeisenbank cooperates will be serviced without commission. For cards of organizations that are not among the partners, a commission may be charged. In situations where it is not possible to withdraw money without a Raiffeisen Bank commission, the issuer is not a partner of Raiffeisen.

Raiffeisen Bank partner network

Banks that are part of the bank's partner network provide services for withdrawing cash and obtaining information about the card balance.

Which banks does Raiffeisenbank cooperate with:

1. "Rosbank";
2. MDM Bank;
3. "ICB";
4. Bank "UniCredit";
5. Uralsib;
6. "Binbank";
7. Gazprombank;
8. RosselkhozBank;
9. "Energotransbank".

General rules for cash withdrawal

When withdrawing cash from partner terminals, you must take into account some restrictions:

1. When withdrawing cash using credit cards of the Visa payment system, a commission may be charged, depending on the conditions for the provision of services of a particular financial organization. With debit cards Visa, MasterCard, Maestro there will be no problems with cashing out.
2. The cash out amount per transaction may be limited (7.5 thousand or 15 thousand rubles). Exceeding this amount may result in additional costs based on the specific conditions of the bank.

Thanks to a widely developed partner network, Raiffeisenbank is becoming more accessible to a wide range of people throughout Russia, providing its depositors and borrowers with excellent service and an additional guarantee of reliability.

Holders of plastic cards from Raiffeisenbank have probably wondered where they can withdraw funds other than the office of the main bank and its few ATMs? Not all people know that banks enter into partnership agreements and work at “home” rates for their clients. But does the German bank have such partners in Russia? The answers are just below.

About Raiffeisenbank

Raiffeisenbank is a Russian subsidiary of the large holding company Raiffeisen Bank International AG (Austria). The bank's activities in our country began in 1996. Currently, Raiffeisenbank is the largest financial and credit organization with a diverse partner network. The bank serves individuals and legal entities, but the main line of income is considered to be investing in economic sectors.

Successful promotion in the banking services market is due to the presence of:

• About 2,000 Raiffeisenbank ATMs;
• Network of 17,000 partner ATMs;
• Over 7,000 self-service terminals.

The bank's management is well aware of the importance of cooperation with other credit institutions. That is why Raiffeisenbank boasts an extensive partner network of branches.

Where to withdraw money from a Raiffeisenbank card without commission

Banking partnership creates favorable conditions for servicing clients from any location in our country. This form of interaction between banks is primarily beneficial to themselves, since banks included in the network receive a percentage for servicing clients of partner banks. In turn, for individuals– this is an excellent opportunity to withdraw money at preferential rates and not overpay for commissions from partners.

Raiffeisenbank cooperates with the following banks :

1. BINBANK
2. Gazprombank
3. Credit Bank of Moscow
4. Rosbank
5. Rosselkhozbank
6. URALSIB
7. Energotransbank
8. UniCredit Bank

On a note!

Using ATMs of partner banks, you can make money transfers, top up and withdraw balances on Raiffeisenbank's terms.

Features of cash withdrawal

Raiffeisenbank allows you to cash out both credit and debit cards. Before making a withdrawal, it is advisable to familiarize yourself with the conditions for cashing out funds - they are different for each type of card.

Raiffeisenbank's tariffs for withdrawal and transfer of funds have the following features:

• at the cash desk – 0.7% of the amount withdrawn (minimum 300 rubles);
• there will be no commission at ATMs of Raiffeisenbank and partner banks;
• at ATMs of third-party banks - 1% of the transaction amount, minimum 100 rubles for a Visa CASHBACK Debit card (plus 150 rubles for all other cards)
• for a transfer to a card of another bank - 1.5% of the transferred amount (minimum 50 rubles).

The conditions listed above apply to debit cards. A fee for withdrawing cash from a credit card is always charged (with the exception of the “Cash Card”) and is equal to 3% of the withdrawal amount + 300 rubles.

It is also important to pay attention to the limit on the amounts withdrawn from the card. Moreover, some third-party banks may charge a commission for exceeding the limit, which is not always beneficial when withdrawing large amounts:

• Depending on the card category, the daily limit is usually 200-300 thousand rubles. At the same time, Raiffeisenbank may impose additional restrictions on the withdrawal of funds from an ATM (for example, if money laundering is suspected).
Fill out an application on the bank's website

How to top up a Raiffeisenbank card from partners?

If you need to repay a credit card or deposit a certain amount of money into your debit card account, you can contact the self-service terminals of MDM Bank or Moscow Credit Bank.

Partner banks do not charge any commission for completing the transaction. The maximum payment amount is 45 thousand rubles. You can top up your card with no more than 450,000 rubles per month.

Helpful information!

You can find out about the nearest ATMs of Raiffeisenbank and its partners using the R-Mobile mobile application, which contains the addresses and operating hours of bank terminals in your region. Information is also available on the official website of Raiffeisenbank.

Every developing bank sooner or later has a need to expand its ATM network. This is quite expensive, but necessary, since a larger number of ATMs is important for users and any bank should take care of the comfort of its customers. To do this, banks enter into partnership agreements with other credit institutions, with the help of which clients can use their cards in the terminals of other partner banks under the same conditions as in their bank. Raiffeisenbank is no exception. Its banking partners are located in many cities of Russia. This allows clients to withdraw cash without commission in other terminals, while the bank itself does not make significant investments in terminals and their maintenance. Such agreements are beneficial to all parties, as there is an exchange of clients.

Benefits in partnership agreements between banks

To save on costly installation, collection and maintenance of terminals, banks are looking for partners to expand their ATM network. There can be not one partner, but several, which significantly increases the level of service for clients. Let's give an example: credit institution A has a network of 200 terminals and it enters into transactions with banks B, C, D, D, which have approximately the same number of terminals, this allows users to be serviced in more convenient places, because the number of ATMs for service will increase to 1000. The agreement is concluded on the basis of agreements of both parties, which specifies all the terms of the partnership. For using its partner’s terminals, the bank pays a commission according to the agreement, but this is more profitable than expanding its own network.

Raiffeisen Bank and its partners

Raiffeisen is a bank of German origin that is widely recognized after Deutsche Bank. With the spread in Russia of its own payment system, which gradually includes all the functions of the MPS, as well as increasing the use by Russians plastic cards, forced many foreign banks to enter into partnership agreements with local banking institutions. The most important purpose of these agreements is the ability to replenish cards without commission, as well as withdraw your own funds in accessible places.

At the moment, Raiffeisen Bank has the following network of terminals:

• More than 2 thousand of our own ATMs throughout the country;
• About 16 thousand are partner ATMs;
• More than 7 thousand ATMs exclusively for replenishing cards.

Bank clients can use terminals of other banks, all thanks to partnership agreements with large Russian banks.

Details about withdrawals without commission or where the commission is negligible

There are restrictions on withdrawing your own funds. For example, on average, the amount of funds withdrawn from the card at one time is up to 150 tr. Also, restrictions on cash withdrawals per day range from 200 to 300 tr, and per month - from 300 tr. up to 3 million rubles Depending on the category of your card, restrictions may vary. Within this framework, withdrawal own funds carried out without commission.

The highest limit is offered by Rosselkhozbank, and the smallest by Unicredit and Tatfondbank. In other banks you can also withdraw funds, but with a commission, which is 150 rubles + 1% of the amount of money withdrawn.

In the terminals of B&N Bank, MDM and MKB you can replenish Raiffeisen Bank cards. Funds will be transferred to the card quickly and without commission. You can top up your card with no more than 45 thousand rubles at a time, and no more than 450 thousand rubles in a month. On the official Raiffeisen website you can find the locations of the nearest terminals; this information is in the “ATMs and offices” section, and can also be found in the mobile application.

Thanks to cooperation with Russian banking institutions, the network of Raiffeisenbank terminals is quite extensive. You can always find up-to-date information about partners on the bank’s website. Be sure to study the terms and conditions for withdrawing commissions when carrying out a transaction; they are in the menu item or appear on the screen before you make a withdrawal.

In addition to these banks, cash is also issued from other ATMs. In large cities there are devices of Uralsibbank, Gazprombank, Rosselkhozbank and other organizations. Each of them offers its own terms of service, but at ATMs you can withdraw and top up funds without a commission.

Refill

Without commission, you can not only withdraw funds, but also top up your account. If you need to top up credit card or deposit funds to a debit account, you need to use the MDM Bank self-service terminal. There is no fee for the procedure. The maximum payment is 45 thousand rubles. You can top up your card with no more than 450,000 rubles per month.

You can find out about the nearest ATMs and partners using the R-Mobile mobile application. There are addresses and operating hours of the terminals. This information can also be found on the official website.

Types of cards

The Unembossed card is considered unnamed, so it is issued instantly. The client just needs to write a statement. The service is provided to clients over 14 years of age. After receiving the plastic, it is possible to perform operations using a contactless system. Money can be withdrawn from cash registers and ATMs. It is also possible to pay for purchases and services via the Internet. Cards are accepted at all retail outlets. Servicing debit cards costs 240 rubles per year. It is more convenient to use partner ATMs to withdraw funds.

Customers are also offered standard cards, which have a daily limit of 200 thousand rubles, and a monthly limit of 1 million rubles. The service costs 750 rubles per year, but if you sign up for the “Optimal” package, this package will be free.

The Gold debit card is available in several types. Master Card is issued with the "Gold" package. There is a 5% cashback upon departure. Visa allows you to use bonuses issued for non-cash payments. Gold card has free cost notifications, discounts from partners and priority service in the office. Services cost 4.5 thousand per year.

Loans

The bank offers clients loans. Moreover, each has its own conditions. Many programs do not require the provision of collateral or the need to find a guarantor. There will also be no additional fees. The application is reviewed within an hour, after which the client is notified of the decision. If it is approved, then within 15 days you have the opportunity to apply for money by providing documents. An agreement is concluded with the client, which serves to regulate the rights and obligations of the parties.

You can repay the loan by any means, but it is better to choose bank or partner ATMs. Money is also deposited through cash registers, payment terminals and online services. Most methods allow you to transfer funds quickly.

Raiffeisen debit cards are a convenient and reliable tool for non-cash payments. For those who periodically withdraw cash from their cards, it is important to know what the Raiffeisen debit card limit is for such transactions. The article contains information on the established restrictions on withdrawal of funds.

Cash withdrawal limits

The bank offers clients various types of cards, which makes it possible to choose the most profitable option. The established limit for withdrawing cash from a Raiffeisen debit card depends on its category.

Currently the bank issues cards of the following categories:

• Standard or Classic;
• Gold;
• Premium

Among them there are cards with special features, for example, with a program for accumulating miles for travel lovers, or a 10% discount in restaurants for real gourmets.

Raiffeisen debit cards have cash withdrawal limits:

• Daily allowance;
• Period;
• General limits for all expense transactions.

Daily limit

Daily limits for cash withdrawals from Raiffeisen debit cards are set in the following amounts:

• 120 thousand rubles. (for foreign currency accounts – 2 thousand $/€.) for MasterCard Unembossed, Visa Unembossed, Maestro, Visa Electron;
• 200 thousand rubles. or 3 thousand dollars/euro for: all MasterCard Standard (including ELLE and Golden Mean); all category cards Visa Classic(including MTS, Malina and TRAVEL); for the WORLD card.
• 300 thousand rubles. or 5 thousand dollars/euro for all types of Gold category cards.
• 500 thousand rubles. for premium cards (Visa Signature Easy Europe, MasterCard World Black Edition Premium/ Visa Platinum Premium, Platinum MasterCard/ Visa Platinum Premium Direct).

Monthly consumption

For Raiffeisen debit cards, monthly cash withdrawal limits also depend on the categories:

• For MasterCard Unembossed, Visa Unembossed, Visa Electron, Maestro: 300 thousand rubles. or 5 thousand $/€;
• For Classic, Standard and MIR: 1 million rubles. or 20 thousand $/€
• For Gold Visa and MasterCard: 2 million rubles. or 30 thousand $/€;
• For premium cards: up to 3 million rubles.

A single daily limit has been established for all types of spending transactions for any debit cards - 3 million rubles. or 100 thousand $/€.

Conclusion

These are the limits of Raiffeisen debit cards. They are quite high, which allows owners to receive the required amount of money at any time.